IBPS Clerk Exam Preparation

IBPS Clerk Eligibility Criteria

To apply for the IBPS Clerk 2026 exam, candidates must meet the eligibility conditions set by the Institute of Banking Personnel Selection (IBPS). These criteria include age, educational qualification, and nationality. Applicants must be between 20 to 28 years of age as of 1st August 2026 and must have a graduation degree in any discipline from a recognized university. Fulfilling these eligibility requirements is mandatory for participating in the IBPS Clerk recruitment process.

IBPS Clerk Age Limit

Candidates applying for IBPS Clerk 2026 recruitment should be between 20 and 28 years of age as on 1st August 2026 (expected). This means that a candidate must be born between 2nd August 1997 and 1st August 2005 (both dates inclusive) to be eligible under the general category. Age relaxation will be provided to candidates belonging to reserved categories such as SC, ST, OBC, PWD and Ex-Servicemen as per Government of India guidelines.

IBPS Clerk Age Relaxation

The Institute of Banking Personnel Selection (IBPS) provides age relaxation to candidates belonging to reserved categories as per the guidelines of the Government of India. This means that candidates belonging to SC, ST, OBC, Persons with Benchmark Disabilities (PwBD), Ex-Servicemen, and other eligible categories are given age relaxation ranging from 3 to 10 years over and above the general upper age limit of 28 years.

Ex-Servicemen(EXMN): Only candidates will be treated as Ex-Servicemen who fulfill the revised definition according to the government of India, Ministry of Home Affairs dated 27.10.1986.

Disabled Ex-Servicemen: Ex-Servicemen while serving in the armed forces were disabled are treated as Disabled Ex-Servicemen.

Dependent on Servicemen Killed in Action(DXS): Servicemen who are killed in the following operations like War/Border operations/Serving with peacekeeping machines abroad etc. For the purpose of concession of reservation for the dependents on servicemen would include wise, son, daughter, etc.

IBPS Clerk Education Qualification

To be eligible for the IBPS Clerk exam, candidates must meet the following educational criteria:

• Minimum Qualification: A Bachelor’s Degree (Graduation) in any discipline from a recognized university or equivalent qualification recognized by the Central Government.
• Final Year Students: Candidates must have completed their graduation before 21st August 2025. Final year students whose results are pending are not eligible to apply.

Computer Literacy:

• Working knowledge of computer systems is mandatory.
• Candidates must have:
  • A certificate/diploma/degree in computer operations, OR
  • Studied Computer/IT as a subject in high school/college/institute.

Language Proficiency

• Candidates should be proficient in the official language of the State/UT they are applying for.
• They must be able to read, write, and speak the language fluently.
• A language proficiency test may be conducted by the participating 

IBPS Clerk Nationality

To fulfill the IBPS clerk eligibility for the recruitment, the aspirants need to fulfil the below-mentioned nationality requirements.

The candidates need to be an:

•  An Indian citizen or,
•  A subject of Bhutan or Nepal or,
•  A Tibetan refugee who migrated to India before 1st January 1962 to settle in the country permanently or,
•  An Indian person who has come over from Pakistan, Sri Lanka, Burma, Uganda, Kenya, Tanzania, Malawi, Zambia, Ethiopia, Zaire, or Vietnam to settle in India on a permanent note.
•  The point to note is, the Indian Government must issue the particular candidate with an eligibility certificate.

Reservation for Persons having Physical Infirmities

Section 34 i.e. “The Rights of Persons with Disabilities Act, 2016” affirms that persons having physical infirmities are worthy of Reservation. Below mentioned are the reserved categories of disabilities for this act. 

• Blindness and low vision.
• Deaf and hard of hearing.
• Locomotor issues include cerebral palsy, acid attack victims, leprosy cured, muscular dystrophy, and dwarfism.
• Autism, specific learning disability, intellectual disability, and mental illness.
• Multiple disabilities from amid persons under clause (a) to (d) involving deaf-blindness in the posts recognized for each disability.

IBPS Clerk Guidelines for Persons With Disabilities using a Scribe

1. Following are the Guidelines for Persons With Disabilities using a Scribe- 

The visually impaired candidates and candidates whose writing speed is adversely affected permanently for any medical reason can use their own scribe at their cost during the online examination. In all such cases where a scribe is used, the following rules will apply:

• The candidate will have to arrange his / her scribe at his/her own cost.
• The scribe may be from any academic stream.
• Both the candidate as well as scribe will have to give a suitable undertaking confirming that the scribe fulfils all the stipulated eligibility criteria for a scribe mentioned above. Further, in case it later transpired that he/she did not fulfil any laid down eligibility criteria or suppressed material facts the candidature of the applicant will stand cancelled, irrespective of the result of the CWE (Common Written Examination).
• Those candidates who use a scribe shall be eligible for compensatory time of 20 minutes or otherwise advised for every hour of the examination.
• The scribe arranged by the candidate should not be a candidate for the examination (CWE (Common Written Examination) PO/MT (Probationary Officers/ Management Trainees)-VI). If violation of the above is detected at any stage of the process, candidature for CWE of both the candidate and the scribe will be cancelled. Candidates eligible for and who wish to use the services of a scribe in the examination should invariably carefully indicate the same in the online application form. Any subsequent request may not be favorably entertained.
• Only candidates registered for compensatory time will be allowed such concessions since compensatory time given to candidates shall be system-based, it shall not be possible for the test conducting agency to allow such time if he/she is not registered for the same. Candidates not registered for compensatory time shall not be allowed such concessions.

2. Guidelines for candidates with locomotor disability and cerebral palsy

• Compensatory time of twenty minutes per hour or otherwise advised shall be permitted for the candidates with locomotor disability and cerebral palsy where dominant (writing) extremity is affected to the extent of slowing the performance of function (minimum of 40% impairment).

3. Guidelines for Visually Impaired Candidates

• Visually Impaired candidates (who suffer from not less than 40% of disability) may opt to view the contents of the test in magnified font and all such candidates will be eligible for compensatory time of 20 minutes for every hour or otherwise advised of examination.
• The facility of viewing the contents of the test in magnifying font will not be available to Visually Impaired candidates who use the services of a Scribe for the examination.

These guidelines are subject to change in terms of GOI guidelines/ clarifications, if any, from time to time.

IBPS Clerk Eligibility Criteria 2026 - Important Points

• Candidates must produce the relevant documents in original and photocopy in support of their identity and eligibility -pertaining to category, nationality, age, educational qualifications, etc. 
• Candidates, under any circumstance, can't change the category after the registration is successful.
• Candidates might be shortlisted in the preliminary examination, owing to their merit. It doesn't confirm their employment. They need to get through the entire process and cross the barriers step by step.
• No request or application for considering the candidature under a different category other than the one registered with will be entertained.

IBPS Clerk Exam Pattern 2026

The IBPS Clerk exam is a competitive examination conducted annually by the Institute of Banking Personnel Selection (IBPS) to recruit candidates for clerk posts in various public sector banks across India. The exam has two stages, Prelims Exam and Main Exam, both of which are conducted in online mode.

IBPS Clerk Prelims Exam Pattern

Prelims Exam is a screening stage designed to test the basic aptitude of candidates. It is the first step toward the IBPS Clerk selection process. It is designed to evaluate three major sections, English Language, Numerical Ability and Reasoning Ability.

IBPS Clerk Mains Exam Pattern

The IBPS Clerk Mains exam is the final stage of the selection process, designed to test candidates proficiency in banking-related skills, reasoning & computer, quantitative aptitude, English and general/financial awareness. This computer-based exam is more comprehensive than the preliminary exam and plays a crucial role in determining the final merit list.

IBPS Clerk Marking Scheme

Prelims

• There are a total number of  questions 100 in the prelims examination.
• The maximum mark allotted for the prelims examination is 100.
• The mark allotted for every correct answer is 1 mark.
• A Negative Marking of 0.25 marks will be deducted for every wrong answer
• The time duration of the preliminary examination is 60 minute

Mains

• There are a total number of  questions 190 in the Mains examination.
• The maximum marks allotted for the Mains examination is 200
• The mark allotted for every correct answer is 1 mark.
• A Negative Marking of 0.25 marks will be deducted for every wrong answer
• The time duration of the Mains examination is 160 minute
• Each question from the Reasoning Ability and Computer Aptitude section will be of 1.20 marks

1. The candidates need to qualify for the preliminary examination to attend the mains examination
2. Candidates will have to clear the overall cutoff and sectional cutoff separately in both prelims and main exams.

Note: Only marks obtained in the Main exam will determine the merit list of candidates for final selection.

IBPS Clerk Syllabus 2026

The IBPS Clerk Syllabus 2026 is divided into two major stages: Preliminary Exam and Main Exam. Both stages are essential to evaluate a candidate's fundamental abilities required for clerical roles in public sector banks. A thorough understanding of the syllabus allows candidates to streamline their preparation, focus on key areas, and maximize their performance in the examination.

IBPS Clerk Prelims Syllabus

The IBPS Clerk Prelims Syllabus 2026 is structured to assess a candidate's core aptitude, analytical thinking, and fundamental skills. The exam consists of three sections: English Language, Numerical Ability, and Reasoning Ability. Each section plays a critical role in the selection process, and understanding the detailed syllabus is essential for effective preparation.

IBPS Clerk Prelims Exam Structure

The IBPS Clerk Prelims Exam Pattern 2026 is designed to assess the candidate's reasoning ability, numerical ability, and proficiency in the English language. A detailed exam pattern and syllabus is given below to help candidates prepare strategically for the preliminary examination.

IBPS Clerk Prelims Syllabus For English

The English section in the IBPS Clerk prelims exam is designed to assess the candidates proficiency in basic English language skills such as comprehension, vocabulary, grammar and sentence structure. It consists of 30 questions carrying a total of 30 marks for which 20 minutes are allotted.

IBPS Clerk Syllabus: Reasoning

The IBPS Clerk Reasoning syllabus focuse on assessing the candidates ability to think logically and solve problems efficiently. It includes a variety of topics designe to test both speed and accuracy. The section consists of 30 questions carrying a total of 30 marks, for which 20 minutes are allotted.

IBPS Clerk Prelims Syllabus for Numerical Ability

The IBPS Clerk Prelims Mathematics syllabus focuses on testing the candidates numerical ability, speed, and accuracy. The questions in this section are generally designed to assess basic mathematical skills and problem-solving abilities.

IBPS Clerk Mains Syllabus

The syllabus of IBPS Clerk Main Exam 2026 is designed to comprehensively evaluate the candidate's knowledge, accuracy, speed and ability to handle various subjects under pressure. The exam consists of four major sections: General/Financial Awareness, General English, Reasoning Ability & Computer Aptitude, and Quantitative Aptitude. A clear understanding of the syllabus of the Main Exam helps candidates plan targeted preparation and increases their chances of qualifying for the final selection. Below is the section wise detailed syllabus and pattern.

IBPS Clerk Mains Exam Structure

The IBPS Clerk Mains Exam carries a total of 200 marks and is conducted over a composite duration of 160 minutes. Each section is allotted a specific time limit, and there is a negative marking of 0.25 marks for every wrong answer.

IBPS Clerk Mains Syllabus for Reasoning

The Reasoning Ability section in the IBPS Clerk Mains exam assesses the candidates logical thinking, problem-solving ability, and analytical skills. It is one of the most important sections of the exam, and proper preparation is essential to score good marks. Here is an informative IBPS Clerk Mains Reasoning Ability syllabus.

IBPS Clerk Mains English syllabus

The IBPS Clerk Mains English Language syllabus includes topics designed to test candidates proficiency in reading comprehension, grammar, vocabulary, communication skills and verbal ability. Here’s a detailed breakdown of the syllabus.

IBPS Clerk Mains Syllabus For Quantitative Aptitude

IBPS Clerk Mains Quantitative Aptitude Syllabus focuses on testing candidates mathematical skills, problem-solving ability, and analytical thinking. Such as arithmetic, mensuration & geometry, data sufficiency, probability, and DI. The detailed syllabus is given below.

IBPS Clerk Mains General Awareness Syllabus

General Awareness section of IBPS Clerk Mains exam is designed to assess a candidates knowledge of current events, the banking sector, and general static fact.

The syllabus is categorized into three key areas: Current Affairs, Banking Awareness, and Static General Knowledge. Below is a detailed breakdown.

IBPS Clerk Computer Syllabus

IBPS Clerk Computer Aptitude section is a part of the Reasoning Ability and Computer Aptitude section in the IBPS Clerk Mains exam. The Computer Aptitude Syllabus tests the candidates knowledge and understanding of computer fundamentals, applications, and operations. The detailed syllabus is given below.

IBPS Clerk Salary 2026

Candidates appointed as IBPS Clerk are offered a comprehensive salary package inclusive of various allowances & benefits. The salary offered to the candidates will be as per the 7th pay commission. In addition, the applicants must also know the IBPS Clerk job profile to get an idea of the roles & responsibilities of IBPS Clerk. Therefore, candidates applying for IBPS Clerk Recruitment 2026 must read the following article to know about the IBPS Clerk Salary and Job Profile.

• The basic pay of IBPS Clerk is INR  24,050 per month.
• In addition to the basic pay, candidates are entitled to allowances such HRA, DA, TA, Medical Allowance, paid leave & more.
• The in-hand salary of the appointed candidates is Rs. 35000 to Rs. 39000 per month.
• All appointed candidates are required to undergo probation for 6 months.

IBPS Clerk In-Hand Salary

• The revised pay scale for IBPS Clerk is: 24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480.
• The in-hand salary which will be received by the IBPS Clerk would be Rs. 29453.67/-. The In Hand salary given will be inclusive of allowances as per the 7th pay commission.
• Basic Pay and the allowances make the entire IBPS Clerk Salary. The minimum Basic Pay of the IBPS Clerk will be Rs. 24,050/- while the maximum will be Rs Rs. 64480/-.

IBPS Clerk Salary Structure 2026

The IBPS Clerk Salary Basic Pay in India is INR 24,050. The Dearness Allowance is based on CPI. The HRA depends on the location of the posting. The employee gets the medical assurance of Rs. 2,000/- annually. The traveling allowances are dependent on the policies of the bank. The expected structure is as follows.

IBPS Clerk Salary Increment

• Initial Basic Pay: INR 24,050 with a yearly increment of INR 1340 for three years.
• Basic Pay After 3 Years: INR 28,070 with a yearly increment of INR 1650 for the next three years.
• Basic Pay After the Next 3 Years: INR 33,020 with a yearly increment of INR 2000 for the next four years.
• Basic Pay After the Next 4 Years: INR 41,020 with a yearly increment of INR 2340 for the next 7 years.
• Basic Pay After Next 7 Years: INR 57,400 with a yearly increment of INR 4400 for the next one year.
• Basic Pay After Next 1 Year: INR 61,800 with a yearly increment of INR 2680 for the next one year.
• Basic Pay After Next Year: INR 64480 (Maximum Basic Pay).

IBPS Clerk Perks and Allowance

The IBPS Clerk employees will receive extra perks and allowances as per the rules of the IBPS. The details are as mentioned below.

IBPS Clerk Probation Period

The candidates who will be selected for the IBPS Clerk post will have to undergo a probation period of 6 months. Only after an assessment test or review of the candidates performance, will he/she be considered as a permanent employee.

IBPS Clerk Job Profile

The IBPS Clerk Job Profile involves a lot of duties, and not just accounts related to accounting, but also has customer service and guidance. An IBPS Clerk is the first point of contact person for bank-related inquiries and issues. He/She deals with the front desk work and customer handling operations and this is why his Job Profile is also known as Single Window Operators.

The Job Responsibilities of an IBPS Clerk are given below.

• To manage inquiry corners, receipts, withdrawal, etc.
• A clerk also deals with opening new accounts, cash collection, issuing bank statements and handling mails and delivery.
• Verification of various documents and proofs submitted by the customers
• Updating the passbooks of account holders
• Responsible for bank cash, various important documents, keys etc.
• Issuing of Demand Drafts (DDs), bank accounts for the customers, cash receipts etc.
• Sanctioning of withdrawals by the customers
• Maintaining the various documents of the bank, balance sheets, ledger etc.
• Resolving the various issues of the customers
• Providing guidance to customers relating to various banking activities
• Attending to treasury works

IBPS Clerk Promotion and Career Growth

The banks under the IBPS ensure to give a promotion to their employees within a year based on their performance. The stages of promotion given to the IBPS Clerk employees are as follows.

1. Bank Clerk
2. Officer/Assistant Manager
3. Manager
4. Senior Manager
5. Chief Manager
6. Asst. General Manager
7. Deputy General Manager
8. General Manager

IBPS Clerk Job Profile Responsibilities

The responsibilities of an IBPS Clerk are very high and include multiple tasks altogether. The major task of the IBPS Clerk is to deal with the customers and help them with the different kinds of issues they are facing. They are also responsible for making the customers aware of the different formalities and documents.

The responsibilities of an IBPS Clerk is as given below:

• To verify the various documents submitted by the customers.
• To maintain the various documents of the bank, balance sheet, ledger etc.
• Help the customers in resolving the issues they are facing.
• Updating the passbook of the customers who hold the accounts.
• They are responsible for bank cash, various important documents, keys etc.
• Issuing of Demand Drafts (DDs), bank accounts for the customers, cash receipts etc.
• To assist the senior managers.
• Single Window Operation.
• The management of cash deposits and withdrawals.
• Other miscellaneous tasks.

IBPS Clerk Revised Vacancy 2025

The IBPS Clerk vacancies for 2025 have been increased, offering a significant boost to candidates aspiring to join the banking sector. The initial 13,533 positions have now been revised to 15,701, adding 2,168 additional seats to the recruitment process. This expansion provides candidates with better opportunities to secure clerical roles in public sector banks. Aspirants are advised to review the updated state-wise and category-wise vacancy distribution below to plan their preparation effectively.

BPS Clerk Vacancy 2024 State-Wise

IBPS Clerk Bank-Wise Vacancy 2024

BPS Clerk Vacancy 2022-23

The total number of vacancies released under IBPS Clerk 2023 (CRP Clerk-XIII) was 4,545, while in 2022, IBPS released a total of 6,035 vacancies for clerical posts. Here's the state-wise distribution.

IBPS Clerk Bank-Wise Vacancy 2023

All the best for your exam preparation!

IBPS Clerk Mains Result 2025 Out

The Institute of Banking Personnel Selection (IBPS) has declared the IBPS Clerk Mains Result 2025 on April 1, 2025. Candidates who appeared for the IBPS Clerk Mains Exam, conducted on October 13, 2024, can now check their results on the official IBPS website (ibps.in).

How to Check Your Result

Follow these steps to check the IBPS Clerk Result 2025:

• Visit the Official Website: Go to ibps.in.​
• Navigate to the Result Section: Click on the link titled "Result of Online Main Examination for CRP-CSA-XIV."​
• Enter Login Credentials: Input your Registration Number/Roll Number and Password/Date of Birth.​
• Submit and View Result: After entering the required details, submit the form to view your result.​
• Download and Print: It's advisable to download and print the result for future reference.

The IBPS Clerk 2025 recruitment drive aims to fill a total of 11,826 clerk vacancies in various public sector banks. These posts are for the role of Clerk/Customer Support Associate and will be distributed among the participating banks based on the preference and merit of the candidates.

IBPS Clerk Mains Cut Off 2025 Out

The Institute of Banking Personnel Selection (IBPS) has announced the main cut-off for the Clerk exam on April 1, 2025, along with releasing the final result and scorecard.

IBPS Clerk Prelims Cut-Off 2022

All the best for your exam preparation!