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Exam Details
Overview
IBPS PO Exam Date 2026- Out
The exam dates for IBPS PO 2026 have been officially confirmed through the IBPS Exam Calendar 2026–27, released on 16 January 2026 on ibps.in. The Prelims exam will be held on 22 and 23 August 2026, and the Mains exam is scheduled for 4 October 2026. The detailed notification, including vacancy details and the online application window, is expected to be released in the first week of June 2026.
| IBPS PO 2026 Exam Dates | |
| Events | Date |
| Online Registration Process Start | TBN |
| Online Registration Close | TBN |
| IBPS PO Prelims Admit Card | TBN |
| IBPS PO Preliminary Exam Date | 22 and 23 August 2026 |
| IBPS PO Prelims Result | TBN |
| IBPS PO Mains Admit Card | TBN |
| IBPS PO Mains Exam Date | 4 October 2026 |
| IBPS PO Mains Result | TBN |
| Conduct of Interview | TBN |
| Provisional Allotment | TBN |
IBPS PO Notification 2026
The IBPS PO 2026 notification is expected to be released in the first week of June 2026 on the official website ibps.in. The notification will provide complete details about the online registration process, important dates, total vacancies, exam pattern, syllabus, and eligibility criteria for the recruitment of Probationary Officers (PO) in participating public sector banks.
IBPS PO Vacancy 2026
The IBPS PO Vacancy 2026 details will be released along with the official notification. Until then, candidates can refer to the previous cycle, where IBPS announced 6189 vacancies for Probationary Officer/Management Trainee posts across 11 participating public sector banks, with a complete bank-wise and category-wise distribution provided below.
| Participating Banks | SC | ST | OBC | EWS | General | Total |
| Bank of Baroda | 150 | 75 | 270 | 100 | 405 | 1000 |
| Bank of India | 105 | 53 | 189 | 70 | 283 | 700 |
| Bank of Maharashtra | 150 | 75 | 270 | 100 | 405 | 1000 |
| Canara Bank | 150 | 50 | 200 | 100 | 500 | 1000 |
| Central Bank of India | 75 | 37 | 135 | 50 | 203 | 500 |
| Indian Bank | 105 | 52 | 189 | 70 | 284 | 700 |
| Indian Overseas Bank | 69 | 33 | 121 | 44 | 183 | 450 |
| Punjab National Bank | 30 | 15 | 54 | 20 | 81 | 200 |
| Punjab & Sind Bank | 53 | 27 | 98 | 36 | 144 | 358 |
| UCO Bank | 15 | 07 | 27 | 10 | 41 | 100 |
| Total | 929 | 437 | 1601 | 618 | 2604 | 6189 |
IBPS PO Recruitment Overview: Key Highlights
IBPS PO 2026 recruitment offers graduates a chance to join public sector banks through a national-level exam conducted by IBPS. The notification is expected in June 2026 and will include details on eligibility and vacancies. The selection process includes Prelims, Mains, and Interview stages, with expected vacancies around 5,000–6,000 based on previous trends.
| Detail | Information |
| Organisation | Institute of Banking Personnel Selection (IBPS) |
| Post Name | Probationary Officer / Management Trainee |
| Participating Banks | 11 Public Sector Banks |
| Education Qualification | Graduate |
| Vacancy | To be announced (approx. 4,000–5,000 expected) |
| Application Mode | Online |
| Exam Mode | Online (Computer-Based Test) |
| Recruitment Process | Prelims → Mains → Interview |
| Exam Date | Preloms- 22 & 23 August 2026 Mains- 4 October 2026 |
| Salary | Rs. 52,000 to 55,000 |
| Official Website | https://www.ibps.in/ |
IBPS PO Selection Process 2026
The IBPS PO selection process is a three-stage recruitment journey designed to select eligible candidates for Probationary Officer posts in public sector banks.
1. Online Preliminary Examination:
This is a qualifying stage used to shortlist candidates for the Mains exam.
2. Online Main Examination:
This stage includes both objective and descriptive tests. Candidates must clear sectional and overall cut-offs to qualify for the interview.
3. Common Interview:
The final stage where candidates are assessed on personality, communication skills, and banking awareness.
Final selection is based on marks obtained in the Main Examination and Interview, while Prelims is only qualifying in nature.
IBPS PO Online Application Form 2026
The IBPS PO 2026 online application form will be released on the official website of the Institute of Banking Personnel Selection at www.ibps.in, expected in June 2026. Eligible candidates must complete the registration process online by entering personal, academic, and communication details, followed by uploading a photograph, signature, and handwritten declaration. A valid email ID, mobile number, and scanned documents are required to successfully submit the application form.
IBPS PO Application Fee
The IBPS PO application fee must be paid online only using debit card, credit card, or net banking. Once paid, the fee is non-refundable and non-transferable under any circumstances. The application form will be accepted only after successful fee payment.
| Category | Application Fee |
| General / OBC / EWS | ₹850 (Approx.) |
| SC / ST / PwD | ₹175 (Approx.) |
IBPS PO Age Limit
The age limit for IBPS PO candidates is set between 20 to 30 years. Age relaxations are applicable for reserved categories as per government norms, such as 3 years for OBC, 5 years for SC/ST, and additional relaxations for PwD, ex-servicemen, and other eligible categories.
IBPS PO Educational Qualification
Candidates must hold a graduate degree in any discipline from a recognized university or equivalent qualification. The degree should be valid and recognized by the Government of India, and candidates must possess the mark sheet/degree certificate on the date of registration.
IBPS PO Prelims Exam Pattern
The IBPS PO Preliminary Exam is the first stage of the recruitment process. It is conducted online in objective-type multiple-choice format. The exam tests candidates’ proficiency in English Language, Quantitative Aptitude, and Reasoning Ability. A total of 100 questions carrying 100 marks are asked, and the duration of the exam is 1 hour (60 minutes). Each section has a fixed time limit, and there is negative marking of 0.25 marks for every wrong answer.
| Section | No. of Questions | Marks | Duration |
| English Language | 30 | 30 | 20 minutes |
| Quantitative Aptitude | 35 | 30 | 20 minutes |
| Reasoning Ability | 35 | 40 | 20 minutes |
| Total | 100 | 100 | 1 Hour |
IBPS PO Mains Exam Pattern
The IBPS PO Mains Exam is the second stage of the recruitment process. It is conducted online and consists of both Objective Test (200 marks) and a Descriptive Test (25 marks). The objective section evaluates candidates on reasoning, computer aptitude, data interpretation, general awareness, and English, while the descriptive test checks writing skills through essay and letter writing. Each section has a fixed time limit, and 0.25 marks are deducted for every wrong answer.
| Section | No. of Questions | Marks | Exam Duration |
| Reasoning | 40 | 60 | 50 minutes |
| Data Analysis & Interpretation | 35 | 60 | 45 minutes |
| General/Economy/Banking Awareness | 35 | 50 | 25 minutes |
| English Language | 35 | 40 | 40 minutes |
| Objective Test Total | 145 | 200 | 160 minutes |
| Descriptive Test (Essay & Letter) | 2 | 25 | 30 minutes |
| Grand Total | 157 | 225 | 3.5 hours |
IBPS PO Prelims Syllabus
The IBPS PO Prelims syllabus covers three key sections: English Language, Quantitative Aptitude, and Reasoning Ability. It tests candidates’ skills in grammar, comprehension, vocabulary, numerical ability, data interpretation, logical reasoning, puzzles, and analytical thinking. The syllabus is designed to assess speed, accuracy, and problem-solving ability for the screening stage.
IBPS PO Mains Syllabus
The IBPS PO Mains syllabus is more comprehensive than the prelims and evaluates candidates’ in-depth knowledge, analytical skills, and writing ability. It consists of four objective sections along with a descriptive paper:
- Reasoning & Computer Aptitude: Covers logical reasoning, seating arrangement, puzzles, coding-decoding, data sufficiency, syllogism, input-output, along with computer awareness topics like networking, internet, MS Office, and digital banking.
- Data Analysis & Interpretation: Includes data sufficiency, data interpretation (tables, bar graphs, pie charts, caselets), probability, permutation & combination, and quadratic equations.
- General/Economy/Banking Awareness: Tests current affairs, static GK, banking terms, financial awareness, RBI & SEBI regulations, monetary policies, and updates on the Indian economy.
- English Language: Focuses on reading comprehension, error detection, sentence improvement, para jumbles, cloze test, fill in the blanks, and vocabulary-based questions.
- Descriptive Test: Requires candidates to write an essay and a letter in formal/business style to evaluate written communication skills.
IBPS PO Salary
The IBPS PO Salary 2026 begins with a basic pay of ₹48,480 under the revised pay scale ₹48,480–2000/7–62,480–2340/2–67,160–2680/7–85,920. Along with basic pay, candidates receive Dearness Allowance, HRA, Special Allowance, and other benefits. With the latest DA rates, the gross monthly salary is approximately ₹90,732.77. After deductions such as NPS, income tax, and other contributions, the in-hand salary is generally around ₹74,000–₹76,000 per month, depending on posting location and bank policies.
| Component | Amount (₹) |
| Basic Pay | 48,480.00 |
| Dearness Allowance (53.98%) | 26,169.50 |
| Special Allowance | 5,904.00 |
| DA on Special Allowance | 3,187.30 |
| Learning Allowance | 850.00 |
| HRA (9%) | 4,363.20 |
| Other Allowances | 1,778.77 |
| Gross Salary | 90,732.77 |
| NPS Contribution (Approx.) | -7,500 |
| Other Deductions (Tax, etc.) | -3,000 to -4,000 |
| In-Hand Salary | ₹74,000 – ₹76,000 |
IBPS PO Admit Card
The IBPS PO 2026 Admit Card will be released 7 to 10 days before the Prelims and Mains exam dates. Candidates can download their admit card by visiting the official IBPS website — www.ibps.in — and logging in with their Registration Number/Roll Number and Password/Date of Birth.
How to Download IBPS PO 2026 Admit Card
- Visit the official IBPS website — www.ibps.in
- Click on the “CRP PO/MT” link.
- Select the appropriate link for Prelims/Mains/Interview Admit Card.
- Enter your Registration Number / Roll Number and Enter Password / Date of Birth
- Download and print the admit card for future reference.
All the best for your exam preparation!
IBPS PO Eligibility 2026
The IBPS PO Eligibility 2026 defines the essential requirements candidates must meet before applying for the Probationary Officer exam. Applicants must have a graduation degree from a recognized university and fall within the prescribed age limit of 20 to 30 years, with relaxation for reserved categories. Candidates must also meet nationality conditions and provide valid documents during verification. Fulfilling all eligibility criteria is mandatory to participate in the recruitment and selection process.
IBPS PO Age Limit 2026
The IBPS PO Age Limit 2026 requires candidates to be between 20 and 30 years of age at the time of registration. Applicants must fall within the birth date range specified in the official notification. Age relaxation in the upper limit is provided to candidates belonging to reserved categories such as SC, ST, OBC, and PwBD, as per government rules. Candidates must meet the prescribed age criteria to be eligible for the recruitment process.
| IBPS PO Age Limit | Age |
|---|---|
| Minimum Age | 20 years |
| Maximum Age | 30 years |
IBPS PO Age Relaxation
IBPS provides age relaxation to candidates from reserved categories according to government guidelines. The relaxation ranges from a minimum of 3 years to a maximum of 10 years, depending on the category. Candidates belonging to SC, ST, OBC, PwBD, and Ex-Servicemen can claim this benefit. This helps eligible applicants who exceed the standard age limit apply for the IBPS PO recruitment.
| Category | Relaxation in Age |
|---|---|
| Other Backward Classes (Non-Creamy Layer) | 3 years |
| Scheduled Caste/Scheduled Tribe | 5 years |
| Ex-Servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of the assignment | 5 years |
| Persons With Disabilities | 10 years |
Candidates who seek age relaxation to avail eligibility will have to produce original and photocopies of relevant certificates when called for interview or at any stage of recruitment as required by IBPS.
IBPS PO Educational Qualification
To apply for the IBPS PO exam, candidates must have a bachelor's degree in any stream from a university approved by the Government of India or an equivalent qualification accepted by the Central Government. The degree should be completed before the cut-off date mentioned in the official notification. Students who are still waiting for their final results cannot apply unless their graduation result has been declared by that date. There is no minimum percentage requirement for applying. However, applicants must provide accurate graduation details during registration and keep valid academic documents ready for verification. Basic computer knowledge is also important because the examination and banking work involve digital systems.
| Requirement | Details |
| Educational Qualification | Graduation in any discipline from a recognized university or equivalent qualification approved by the Central Government |
| Computer Knowledge | Basic understanding of computer systems is required for online exam and banking operations |
IBPS PO Nationality
To be eligible for the IBPS PO exam, a candidate must be one of the following:
- a citizen of India or
- a subject of Nepal or Bhutan
- a Tibetan Refugee who came over to India before 1st January 1962 with the intention of permanently settling in India or
- An individual of Indian origin who has migrated from countries such as Pakistan, Myanmar (Burma), Sri Lanka, or from East African nations like Kenya, Uganda, Tanzania (formerly Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia, or Vietnam with the intention of permanently settling in India is also eligible to apply.
Note: Candidates belonging to other than Indian citizenship must hold a certificate of eligibility as issued by the Government of India.
IBPS PO Exam Pattern 2026
The IBPS PO selection process consists of three stages: Preliminary Examination, Main Examination, and Interview. Candidates must qualify at each stage to move forward in the recruitment process. Understanding the exam structure helps aspirants plan their preparation and manage time effectively during the examination.
IBPS PO Prelims Exam Pattern 2026
The IBPS PO Prelims Exam Pattern 2026 is designed to test a candidate's aptitude, reasoning ability, and English language skills through an online objective examination.
| IBPS PO Exam Pattern: Prelims Exam | |||
|---|---|---|---|
| Subjects | Number of Questions | Marks | Duration |
| English Language | 30 | 30 | 20 minutes |
| Quantitative Aptitude | 35 | 30 | 20 minutes |
| Reasoning Ability | 35 | 40 | 20 minutes |
| Total | 100 | 100 | 1 Hour |
A separate time limit is assigned to each section. Candidates cannot switch between sections before the allotted time expires. For every incorrect answer, one-fourth of the marks assigned to that question are deducted as a penalty. The Preliminary Examination is qualifying in nature and is used to shortlist candidates for the Mains stage.
IBPS PO Mains Exam Pattern 2026
The IBPS PO Mains Exam Pattern 2026 consists of objective and descriptive tests. The objective section measures a candidate's performance in Reasoning & Computer Aptitude, Data Analysis & Interpretation, English Language, and General, Economy & Banking Awareness. The descriptive test evaluates writing skills through essay and letter writing.
| IBPS PO Exam Pattern: Mains | ||||
|---|---|---|---|---|
| S.No. | Section | No. of Questions | Maximum Marks | Time allotted for each test (Separately timed) |
| 1 | Reasoning | 40 | 60 | 50 minutes |
| 2 | General/ Economy/ Banking Awareness | 35 | 50 | 25 minutes |
| 3 | English Language | 35 | 40 | 40 minutes |
| 4 | Data Analysis & Interpretation | 35 | 50 | 45 minutes |
| Total | 145 | 200 | 160 minutes | |
| 5 | English Language (Letter Writing & Essay) | 02 | 25 | 30 minutes |
The descriptive paper is conducted online and requires candidates to write an essay and a letter in English. Similar to the prelims exam, a penalty of 0.25 marks applies to each incorrect answer in the objective sections. Sectional time limits are applicable in the Mains examination as well. The combined duration of the objective and descriptive tests is 190 minutes.
IBPS PO Penalty for Wrong Answers
The IBPS PO exam applies a negative marking scheme for both Preliminary and Main exams. For every incorrect answer, 0.25 marks (¼ mark) will be deducted. However, there is no penalty for unanswered questions. This negative marking system encourages candidates to answer questions carefully and avoid blind guessing.
IBPS PO Final Selection
The IBPS PO final selection is based on the combined performance in the mains exam and the interview. The mains exam carries 80% weightage, while the interview contributes 20%. A final merit list is prepared using the combined scores of both stages. Candidates who rank high in the merit list are allotted participating banks and receive the appointment offer accordingly.
IBPS PO Syllabus 2026
The IBPS PO 2026 selection process has three stages — Prelims, Mains, and Interview. Each stage is designed to evaluate a different set of skills. The Prelims tests speed and basic aptitude, while the Mains goes deeper into analytical ability and banking awareness. Knowing the complete syllabus before you begin preparing is the single most important step toward a structured study plan.
IBPS PO Prelims Syllabus 2026
The Prelims is the first stage in the IBPS PO selection process. It covers three subjects — English Language, Quantitative Aptitude, and Reasoning Ability. The table below gives a subject-wise topic breakdown:
| SUBJECT | KEY TOPICS |
|---|---|
| English Language | Cloze Test, Reading Comprehension, Spotting Errors, Sentence Improvement, Sentence Correction, Para Jumbles, Fill in the Blanks, Para/Sentence Completion, Miscellaneous, Synonyms and Antonyms,, Tense, Active & passive, Adjectives, Idioms & Phrases, Preposition, Articles. |
| Quantitative Aptitude | Number System, Data Interpretation (Tables, Pie Charts, Line Graphs,, Bar Graphs, Caselet, Radar Graph), Percentage, Simplification and Approximation, Average, Simple Interest, Time and Work, Profit and, Loss, Decimal Fractions, Age Problems, HCF and LCM, Time and, Distance, Ratio and Proportion, Compound Interest, Partnership. |
| Reasoning Ability | Seating Arrangements, Puzzles, Inequalities, Syllogism, Input-Output, Data Sufficiency, Blood Relations, Order and Ranking, Alphanumeric Series, Distance and Direction, Verbal Reasoning, Coding Decoding. |
Puzzle sets and Data Interpretation carry the highest weightage across both Prelims and Mains. For Prelims, focus on building speed and accuracy in Reasoning and Quantitative Aptitude first — these two sections offer the most scoring opportunities within the time limit.
IBPS PO Mains Syllabus 2026
Clearing the Prelims only gets you to the starting line — the Mains exam is where your selection is actually decided. The Mains consists of four objective sections totalling 200 marks, followed by a Descriptive Paper worth 25 marks. Reasoning carries the highest weightage of 60 marks among the objective sections. The final merit list is prepared by combining Mains and Interview scores, with an 80:20 weightage ratio respectively.
IBPS PO Mains Quantitative Aptitude Syllabus
The IBPS PO Mains Quantitative Aptitude syllabus consists of 35 questions for 50 marks with a sectional time limit of 45 minutes. It primarily covers Data Interpretation, Probability, Permutation and Combination, Ratio and Proportion, Number Series, and Arithmetic topics such as Time and Work, Profit and Loss, and Simple and Compound Interest. The difficulty level is significantly higher than the Prelims examination and often requires advanced calculations and data analysis skills.
| Subject | Topic |
| Quantitative Aptitude | Percentage |
| Average | |
| Data Interpretation | |
| Geometry | |
| Quadratic equation | |
| Mensuration | |
| Age | |
| Simplification | |
| Number Series | |
| Profit & Loss | |
| Speed, distance & time | |
| Linear equation | |
| Interest | |
| Permutation & Combination | |
| Probability | |
| Mixture & Allegation |
IBPS PO Mains English Syllabus
The IBPS PO Mains English Syllabus includes 35 questions carrying 40 marks and must be completed within 40 minutes. Major topics covered are Reading Comprehension, Cloze Test, Para Jumbles, Vocabulary, Error Detection, and Sentence Improvement. The syllabus focuses on advanced language proficiency and comprehension, with a difficulty level that is considerably higher than the Prelims examination.
| Subject | Topic |
| English Language | Reading Comprehension |
| Vocabulary | |
| Grammar | |
| One Word Substitution | |
| Verbal Ability | |
| Fill in the blanks | |
| Editing |
IBPS PO Mains Reasoning Syllabus
The IBPS PO Reasoning Mains Syllabus is part of the combined Reasoning and Computer Aptitude paper, which consists of 40 questions for 60 marks with a sectional time limit of 50 minutes. Important topics include Puzzles, Seating Arrangement, Input-Output, Data Sufficiency, Blood Relations, and Logical Reasoning. The paper emphasises accuracy, speed, and complex problem-solving abilities.
| Subject | Topic |
| Reasoning Ability | Verbal Reasoning |
| Syllogism | |
| Blood Relations | |
| Coding and Decoding | |
| Directions and Distances | |
| Double Lineup | |
| Scheduling | |
| Input-Output | |
| Circular Seating Arrangement | |
| Linear Seating Arrangement | |
| Ordering and Ranking | |
| Data Sufficiency | |
| Code Inequalities |
IBPS PO Syllabus for Computer Aptitude
The IBPS PO syllabus for Computer Aptitude is part of the 'Reasoning and Computer Aptitude' paper. Key topics include computer fundamentals, operating systems, internet and networking, MS Office, computer hardware and software, and cybersecurity.
| Subject | Topic |
| Computer Aptitude | Internet |
| Operating System | |
| Networking | |
| Memory | |
| Microsoft Office | |
| Computer Abbreviation | |
| Keyboard Shortcuts | |
| Computer Fundamentals | |
| Computer Software | |
| Computer Hardware | |
| Technologies |
IBPS PO Mains General Awareness Syllabus
The IBPS PO Mains Syllabus for General Awareness contains 35 questions for 50 marks and has a separate time limit of 25 minutes. The syllabus covers Current Affairs, Banking Awareness, Financial Awareness, Static General Knowledge, Government Schemes, and Economic Developments. Most questions are based on recent events and developments relevant to the banking sector.
| Subject | Topic |
| General / Economy / Banking Awareness | Financial Awareness |
| Current Affairs | |
| Basic Economics | |
| General Knowledge | |
| Banking Terms & Definitions | |
| Economic Indices | |
| Economic Theories | |
| Latest Banking Regulation & Developments |
IBPS PO Salary 2026
The IBPS Probationary Officer (PO) salary for 2026 follows the 12th Bipartite Settlement framework adopted by public sector banks. This settlement brought a significant revision in the pay scale, basic pay, and allowances for bank employees, including IBPS PO officers. Under this structure, IBPS PO is placed in JMGS-I (Junior Management Grade Scale I) with a starting basic pay of ₹48,480 per month.
Allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance, and others are added to this basic pay to form the gross salary. After statutory deductions like National Pension Scheme (NPS) contribution and taxes, the take-home (in-hand) salary is calculated.
| Component | Amount (₹/month) |
|---|---|
| Basic Pay | ₹48,480 |
| Dearness Allowance (DA) | ₹10,277.76 |
| Special Allowance | ₹12,847.20 |
| Learning Allowance | ₹850 |
| House Rent Allowance (HRA) | ₹4,848 |
| City Compensatory Allowance (CCA) | ₹2,300 |
| Gross Salary | ₹90,732.77 |
| Deductions (Tax & NPS) | ₹14,302 |
| Net In-Hand Salary | ₹76,430.77 |
IBPS PO In-hand Salary
The in-hand salary refers to the final amount a Probationary Officer receives after all deductions, including:
- Professional Tax
- NPS contribution
- Income Tax (if applicable)
Although the gross earnings may exceed ₹90,000, post-deduction take-home usually ranges between ₹74,000 to ₹76,000 per month for fresh recruits, depending on posting city and bank policies.
In-Hand Salary – Breakdown Table
| Earnings / Deductions | Amount (₹/month) |
|---|---|
| Gross Salary | ₹90,732.77 |
| Deductions (NPS, Tax etc.) | ₹14,302 |
| Final In-Hand Salary | ₹76,430.77 |
IBPS PO Salary Structure
IBPS PO salary is not limited to the basic pay; it includes several components that make the package attractive:
- Basic Pay: The core salary fixed for all POs.
- Dearness Allowance (DA): Linked to inflation; updated quarterly.
- House Rent Allowance (HRA): Based on city category (typically 7–9%).
- Special Allowance: Paid to all officers.
- City Compensatory Allowance (CCA): For metro or urban posting.
- Learning Allowance: For continuous skill enhancement.
- Other Allowances: Perks reimbursements, travel, etc.
| Component | Value (₹) |
|---|---|
| Basic Pay | ₹48,480 |
| DA | ₹10,277.76 |
| HRA | ₹4,848 |
| Special Allowance | ₹12,847.20 |
| CCA | ₹2,300 |
| Learning Allowance | ₹850 |
| Other DA Related | ₹180.20 |
| Gross Salary | ₹90,732.77 |
IBPS PO Salary After 5 Years
IBPS PO salary increases with annual increments built into the pay scale. The current pay scale for JMGS-I is:
₹48,480 – 2,000 (7 years) – 62,480 – 2,340 (2 years) – 67,160 – 2,680 (7 years) – 85,920.
Every year there is a fixed increment added to basic pay.
- After 7 increments of ₹2,000 each, you reach ₹62,480.
- DA & allowances grow with basic pay increases, so gross & in-hand also grow.
- This pattern means salary rises over time until you reach the next grade scale.
IBPS PO Salary After 5 Years (Approx)
| Component | Approx Value (₹/month) |
|---|---|
| Basic Pay (estimated after 5 increments) | ₹58,480 |
| Dearness Allowance (DA) (linked to Basic) | ₹13,000 |
| House Rent Allowance (HRA) | ₹5,500* |
| Special Allowance | ₹16,500* |
| Other Allowances | ₹2,000* |
| Gross Salary | ₹95,000 – ₹98,000* |
| In-Hand Salary | ₹80,000 – ₹83,000* |
BPS PO Salary – Perks & Allowances
Along with monthly pay, IBPS POs receive several non-salary perks that enhance total compensation.
| Perk / Allowance | Details |
|---|---|
| Medical Benefits | Cashless or reimbursement for health treatments. |
| Travel Allowance | Reimbursement for official travel costs. |
| Newspaper Allowance | Fixed monthly reimbursement for newspaper expense. |
| Pension Scheme | Covered under NPS (National Pension Scheme). |
| Other Benefits | LTC, festival bonus (bank dependent), learning allowances. |
IBPS PO Promotion
IBPS PO has a clear career progression hierarchy within public sector banks:
- Probationary Officer (PO) – JMGS-I
- Assistant Manager / Officer Scale I
- Manager – MMGS-II
- Senior Manager – MMGS-III
- Chief Manager – SMGS-IV
- Assistant General Manager – SMGS-V
- General Manager & Above (varies by bank)
Promotions typically depend on experience, performance, internal exams and vacancies.
IBPS PO Job Profile
As an IBPS PO, your daily duties involve:
- Handling customer service & queries
- Processing loan and account operations
- Managing cash transactions and reconciliations
- Conducting bank audits and compliance tasks
- Supporting sales of financial products
IBPS PO Roles and Responsibilities
Key operational roles include:
- Approving and reviewing credit and loan applications
- Managing foreign exchange and remittances
- Ensuring customer satisfaction
- Maintaining records & reports
- Supervising branch team and operations
IBPS PO Career Growth
Long-term career prospects for a PO include:
- Higher salary scales with promotions
- Leadership roles in branch or regional offices
- Opportunity to clear JAIIB/CAIIB certifications for faster growth
- Transition into specialized banking functions
Duration of IBPS PO Probation Period
The official probation period for an IBPS PO is typically 2 years at the entry level. During this time:
- Officers undergo training & evaluation
- Permanent confirmation follows successful completion and review
IBPS PO Salary Slip
A typical IBPS PO salary slip includes:
- Basic Pay
- DA & HRA
- Special and Other Allowances
- Deductions:
- NPS Contribution
- Professional Tax
- Income Tax
- Provident Fund (PF) where applicable
IBPS PO Vacancy 2025 Out
The IBPS PO Vacancy 2025 has been officially announced with the release of the notification. A total of 5,208 vacancies have been declared for the recruitment of Probationary Officers (PO) across various participating public sector banks in India.
| Sr. No. | Participating Bank | SC | ST | OBC | EWS | UR | Total |
| 1. | BANK OF BARODA | 150 | 75 | 270 | 100 | 405 | 1000 |
| 2. | BANK OF INDIA | 105 | 53 | 189 | 70 | 283 | 700 |
| 3. | BANK OF MAHARASHTRA | 150 | 75 | 270 | 100 | 405 | 1000 |
| 4. | CANARA BANK | 150 | 50 | 200 | 100 | 500 | 1000 |
| 5. | CENTRAL BANK OF INDIA | 75 | 37 | 135 | 50 | 203 | 500 |
| 6. | INDIAN BANK | NR | NR | NR | NR | NR | NR |
| 7. | INDIAN OVERSEAS BANK | 69 | 33 | 121 | 44 | 183 | 450 |
| 8. | PUNJAB NATIONAL BANK | 30 | 15 | 54 | 20 | 81 | 200 |
| 9. | PUNJAB & SIND BANK | 53 | 27 | 98 | 36 | 144 | 358 |
| 10. | UCO BANK | NR | NR | NR | NR | NR | NR |
| 11. | UNION BANK OF INDIA | NR | NR | NR | NR | NR | NR |
| Total | 782 | 365 | 1337 | 520 | 2204 | 5208 | |
IBPS PO Vacancy 2024
IBPS has announced the notification for Probationary Officer (PO) recruitment for 2024. This year, 4455 vacancies are available in various participating banks. The application process will be filled from 01 August to 21 August. Interested candidates can apply online.
| Sr. No. | Participating Bank | SC | ST | OBC | EWS | UR | TOTAL | Out of Which (PwBD) | |||
| HI | OC | VI | ID | ||||||||
| 1. | BANK OF BARODA | NR | NR | NR | NR | NR | NR | NR | NR | NR | NR |
| 2. | BANK OF INDIA | 132 | 66 | 238 | 88 | 361 | 885 | 9 | 9 | 8 | 9 |
| 3. | BANK OF MAHARASHTRA | NR | NR | NR | NR | NR | NR | NR | NR | NR | NR |
| 4. | CANARA BANK | 90 | 45 | 160 | 75 | 380 | 750 | 7 | 8 | 8 | 7 |
| 5. | CENTRAL BANK OF INDIA | 300 | 150 | 540 | 200 | 810 | 2000 | 20 | 20 | 20 | 20 |
| 6. | INDIAN BANK | NR | NR | NR | NR | NR | NR | NR | NR | NR | NR |
| 7. | INDIAN OVERSEAS BANK | 42 | 22 | 84 | 22 | 90 | 260 | 7 | 2 | 2 | 6 |
| 8. | PUNJAB NATIONAL BANK | 30 | 15 | 54 | 20 | 81 | 200 | 2 | 2 | 2 | 2 |
| 9. | PUNJAB & SIND BANK | 63 | 34 | 109 | 30 | 124 | 360 | 17 | 3 | 4 | 11 |
| 10. | UCO BANK | NR | NR | NR | NR | NR | NR | NR | NR | NR | NR |
| 11. | UNION BANK OF INDIA | NR | NR | NR | NR | NR | NR | NR | NR | NR | NR |
| TOTAL | 657 | 332 | 1185 | 435 | 1846 | 4455 | 62 | 44 | 44 | 55 | |
IBPS PO 2023 Vacancy
| Sr. No. | Participating Bank | SC | ST | OBC | EWS | UR | TOTAL | Out of Which (PwBD) | |||
| HI | OC | VI | ID | ||||||||
| 1. | BANK OF BARODA | NR | NR | NR | NR | NR | NR | NR | NR | NR | NR |
| 2. | BANK OF INDIA | 33 | 16 | 60 | 22 | 93 | 224 | 2 | 2 | 2 | 2 |
| 3. | BANK OF MAHARASHTRA | NR | NR | NR | NR | NR | NR | NR | NR | NR | NR |
| 4. | CANARA BANK | 75 | 37 | 135 | 50 | 203 | 500 | 5 | 5 | 5 | 5 |
| 5. | CENTRAL BANK OF INDIA | 300 | 150 | 540 | 200 | 810 | 2000 | 20 | 20 | 20 | 20 |
| 6. | INDIAN BANK | NR | NR | NR | NR | NR | NR | NR | NR | NR | NR |
| 7. | INDIAN OVERSEAS BANK | NR | NR | NR | NR | NR | NR | NR | NR | NR | NR |
| 8. | PUNJAB NATIONAL BANK | 30 | 15 | 54 | 20 | 81 | 200 | 2 | 2 | 2 | 2 |
| 9. | PUNJAB & SIND BANK | 24 | 16 | 40 | 8 | 37 | 125 | 15 | 1 | 2 | 9 |
| 10. | UCO BANK | NR | NR | NR | NR | NR | NR | NR | NR | NR | NR |
| 11. | UNION BANK OF INDIA | NR | NR | NR | NR | NR | NR | NR | NR | NR | NR |
| TOTAL | 462 | 234 | 829 | 300 | 1224 | 3049 | 44 | 30 | 31 | 38 | |
IBPS PO 2022 Vacancy
Download Final Result & Vacancy
| Bank | SC | ST | OBC | EWS | UR | Total | Out of which PWBD | |||
| HI | OC | VI | ID | |||||||
| Bank of Baroda | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank of India | 81 | 45 | 142 | 36 | 231 | 535 | 18 | 7 | 7 | 22 |
| Bank of Maharashtra | 75 | 37 | 135 | 50 | 203 | 500 | 5 | 5 | 5 | 5 |
| Canara Bank | 112 | 56 | 202 | 75 | 305 | 750 | 8 | 8 | 7 | 7 |
| Central Bank of India | 315 | 157 | 567 | 210 | 851 | 2100 | 21 | 21 | 21 | 21 |
| Indian Bank | 44 | 22 | 79 | 29 | 120 | 294 | 3 | 3 | 3 | 2 |
| Indian Overseas Bank | 17 | 10 | 26 | 0 | 0 | 53 | 0 | 0 | 0 | 0 |
| Punjab National Bank | 81 | 40 | 142 | 52 | 211 | 526 | 10 | 10 | 6 | 8 |
| Punjab & Sind Bank | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| UCO Bank | 82 | 41 | 148 | 55 | 224 | 550 | 6 | 6 | 6 | 5 |
| Union Bank of India | 346 | 155 | 573 | 184 | 836 | 2094 | 34 | 32 | 31 | 20 |
| Total | 1153 | 563 | 2014 | 691 | 2981 | 7402 | 105 | 92 | 86 | 90 |
| IBPS PO Vacancy 2022-23 (Category Wise List) | |
| Category Name | Total Vacancies |
| SC | 1153 |
| ST | 563 |
| OBC | 2014 |
| General (UR) | 2981 |
| EWS | 691 |
IBPS had announced 6932 vacancies of Probationary Officer posts to be recruited for 2021-22 for 11 participating banks which have been tabulated in the detail below. The IBPS PO Vacancies for IBPS PO 2021 will be announced along with the official notification.
Names of Vacant Positions: Probationary Officers/Management Trainee (PO/MT). Till the time, check last year vacancy details for 11 participating banks from the below table.Download Final Result & Vacancy
| Participating Banks | General | SC | ST | OBC | EWS | Total |
| Bank of Baroda | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank of India | 240 | 88 | 44 | 158 | 58 | 588 |
| Bank of Maharashtra | 162 | 60 | 30 | 108 | 40 | 400 |
| Canara Bank | 265 | 97 | 48 | 175 | 65 | 650 |
| Central Bank of India | 53 | 193 | 104 | 257 | 13 | 620 |
| Indian Bank | 0 | 0 | 0 | 0 | 0 | 0 |
| Indian Overseas Bank | 41 | 14 | 07 | 26 | 10 | 98 |
| Punjab National Bank | 0 | 0 | 0 | 0 | 0 | 0 |
| Punjab & Sind Bank | 169 | 67 | 37 | 112 | 42 | 427 |
| UCO Bank | 179 | 66 | 33 | 118 | 44 | 440 |
| Union Bank of India | 491 | 94 | 47 | 148 | 132 | 912 |
| Total | 1600 | 679 | 350 | 1102 | 404 | 4135 |
IBPS Po Mains Cut-off- Out
The Institute of Banking Personnel Selection has announced the IBPS PO Mains Cut-off 2025 on 10th December, along with the release of the mains scorecard on the official website. Candidates who appeared for the exam held on 12th October 2025 can now check the category-wise and section-wise cut-off marks to know their qualifying status for the next phase. The release of the official cut-off helps candidates analyse their performance and understand the minimum marks required to progress further in the IBPS PO recruitment process.
| Category | Mains Cut Off (Out of 225) |
| SC | 59.00 |
| ST | 51.75 |
| OBC (NCL) | 75.75 |
| EWS | 72.50 |
| General | 75.75 |
| HI | 38.75 |
| OC | 50.75 |
| VI | 45.00 |
| ID | 35.75 |
IBPS PO Mains Section Wise Cut-off 2025
| IBPS PO Mains Cut Off 2025 [Section-wise] | |||
| Name of Test | Maximum Marks | SC/ST/OBC(NCL)/PWBD | EWS/General |
| Reasoning & Computer Aptitude | 60 | 04.50 | 08.50 |
| General, Economy & Banking Awareness | 50 | 01.00 | 02.00 |
| English Language | 40 | 10.25 | 13.50 |
| Data Analysis & Interpretation | 50 | 3.50 | 06.00 |
| English Language (Descriptive) | 25 | 08.75 | 10.00 |
IBPS PO Prelims Result 2025 Out
The IBPS PO Prelims Result 2025 has been officially released on 26th September 2025. Candidates who appeared for the exam can now check their qualifying status through the IBPS portal using their registration number and password. The result will determine eligibility for the IBPS PO Mains Exam 2025.
IBPS PO Final Result 2024-25
The Institute of Banking Personnel Selection (IBPS) has declared the final results for Probationary Officers (PO) recruitment on April 1, 2025. Candidates who participated in the selection process can now check their results on the official IBPS website.
Total Vacancies: The recruitment drive aims to fill 6,344 Probationary Officer posts in various Public Sector Banks.
How to Check Your Result:
- Visit the official IBPS website: https://www.ibps.in
- Navigate to the "CRP PO/MT" section.
- Click on the link for "Common Recruitment Process for Probationary Officers/Management Trainees XIV."
- Log in using your Registration Number/Roll Number and Password/Date of Birth.
- Your final result and provisional allotment status will be displayed on the screen.
IBPS PO Final Cut Off 2025 Released
IBPS has officially announced the final cut-off marks for the IBPS PO 2024-25 recruitment cycle. These cut-off marks indicate the minimum marks required for candidates to get appointed in the participating banks. If you have appeared for the exam, checking the final cut-off will help you understand your chances of selection.
| Category | Maximum Score | Minimum Score |
| SC | 48.64 | 35.91 |
| ST | 44.64 | 33.69 |
| OBC(NCL) | 49.42 | 40.18 |
| EWS | 48.53 | 39.93 |
| UR | 58.47 | 42.69 |
| HI | 37.98 | 18.36 |
| OC | 43.24 | 32.89 |
| VI | 46.07 | 32.38 |
| ID | 40.96 | 20.87 |
IBPS PO Mains Cut Off 2025 Out
IBPS has announced the mains cut-off marks for the Probationary Officer (PO) recruitment for the 2024-2025 cycle.
| IBPS PO Mains Cut Off 2025 (Category-wise) | |
| Category | Cut Off Marks |
| General | 66.50 |
| OBC (NCL) | 66 |
| SC | 54.25 |
| ST | 47.50 |
| EWS | 64.75 |
| HI | 23.50 |
| OC | 46 |
| VI | 37.75 |
| ID | 35.25 |
IBPS PO Mains Cut Off For Section-wise
These cut-off represent the minimum marks candidates must achieve in each section to qualify for the next stage of the selection process.
| Name of Section | Maximum Marks | SC/ST/OBC(NCL)/PWBD | EWS/General |
| Reasoning & Computer Aptitude | 60 | 2.75 | 5.75 |
| General, Economy & Banking Awareness | 40 | 1 | 2 |
| English Language | 40 | 4.75 | 7.75 |
| Data Analysis & Interpretation | 60 | 1 | 2.25 |
| English Language (Letter Writing & Essay) | 25 | 8.75 | 10 |
IBPS PO Prelims Cut Off 2024- Category Wise
The Institute of Banking Personnel Selection (IBPS) has officially released the score and cut-off marks for the IBPS PO Prelims Exam 2024 on its website. Candidates can now check both their individual score and the qualifying cut-off. The cut-off marks are classified based on various categories and exam sections, as shown in the tables below.
| Category | Cut-Off Marks |
| GEN | 48.50 |
| SC | 48 |
| ST | 41 |
| OBC-NCL | 48.50 |
| EWS | 48.50 |
| HI | 16 |
| OC | 35 |
| VI | 15.75 |
| ID | 15.50 |
IBPS PO Prelims Cut Off- Section Wise
| Subject Name | Maximum Marks | Cut-Off Marks (Gen) | Cut Off (SC/ST/OBC/ PwD) |
| Quantitative Aptitude | 35 | 7 | 3.50 |
| Reasoning Ability | 35 | 6.75 | 2.50 |
| English Language | 30 | 10 | 6.75 |
IBPS PO Mains Cut-Off 2023 Out
BPS has released the IBPS PO Main Exam 2023 score and cut-off on its official website. The category-wise and section-wise cut-off marks are shown in the table below.
Candidates can check their score through their registration number/roll number and date of birth.
| IBPS PO Mains Cut Off 2023 | |
| Category | Cut Off Marks (Out of 225) |
| General | 63 |
| OBC | 62.25 |
| SC | 50.25 |
| ST | 41 |
| EWS | 61 |
| HI | 28.75 |
| OC | 45.75 |
| VI | 47.50 |
| ID | 37 |
IBPS PO Mains Cut-Off 2023- Section-wise
IBPS PO Mains section wise cut-off is shown in the table below
| IBPS PO Mains Cut-Off 2023 Section-wise | ||||
| S. No. | Subject | Maximum Marks | Cut Off | |
| SC/ST/ OBC/PwD | EWS/ General | |||
| 1 | Reasoning & Computer Aptitude | 60 | 1.50 | 03.50 |
| 2 | English Language | 40 | 08.00 | 11.00 |
| 3 | Data Analysis & Interpretation | 60 | 04.75 | 07.75 |
| 4 | General, Economy & Banking Awareness | 40 | 01.50 | 03.50 |
| 5 | English Language (Descriptive) | 25 | 08.75 | 10.00 |
IBPS PO Prelims Cut Off 2023
Institute of Banking Personnel Selection has released the IBPS PO Prelims Cut Off 2023 on 25th October 2023 on its official website.
The category wise cut off released by IBPS is shown in the table below.
| Category | Cut Off Marks |
| GEN | 54.25 |
| SC | 49.50 |
| ST | 43 |
| OBC | 54.25 |
| EWS | 54.25 |
IBPS PO Prelims Cut Off 2023 (Section-Wise)
Section-wise IBPS PO Prelims Cut Off 2023 for SC, ST OBC, PwBD, General, EWS category is given below.
| Sr.no | Subject Name | Maximum Mark | Cutoff | |
| SC/ST/OBC/PwBD | Gen/EWS | |||
| 1. | English | 30 | 08.25 | 11.50 |
| 2. | Quantitative Aptitude | 35 | 04.25 | 07.00 |
| 3. | Reasoning Ability | 35 | 05.75 | 10.00 |
IBPS PO Mains+Interview Cut off 2022
| IBPS PO Mains Category-wwise Cut Off 2022 (Out of 225) | |
| Category | Cut Off Marks |
| General | 71.25 |
| EWS | 70.50 |
| OBC | 69.75 |
| SC | 59.25 |
| ST | 53.25 |
| Hearing Impaired (IH) | 37.75 |
| Orthopaedically Challenged (OC) | 50.50 |
| Visually Impaired (VI) | 66.25 |
| Intellectual Disability (ID) | 36 |
IBPS PO Mains Section-wise Cut off 2022
Let's have a look at IBPS PO Mains Cut-Off 2022 (Section-wise).
Download Final Result & Vacancy
| IBPS PO Mains Cut-Off 2022- Section-wise | |||
| Subject | Maximum Marks | Cut-Off (SC/ST/ OBC/PwD) | Cut Off (General/ EWS) |
| Reasoning & Computer Aptitude | 60 | 04.75 | 07 |
| English Language | 40 | 12.25 | 15.50 |
| Data Analysis & Interpretation | 60 | 01 | 02.25 |
| General, Economy & Banking Awareness | 40 | 02 | 04.50 |
| English Language (Descriptive) | 25 | 08.75 | 10 |
IBPS PO Prelims Cut Off 2022
| IBPS PO Prelims Category-wwise Cut Off 2022 | |
| Category | Cut Off Marks |
| General | 49.75 |
| OBC | 49.75 |
| SC | 46.75 |
| ST | 40.50 |
| EWS | 49.75 |
| HI | 17.50 |
| OC | 32.75 |
| ID | 19.75 |
| VI | 24.75 |
IBPS PO Prelims Cut-Off 2022- Section-wise
Download Final Result & Vacancy
| Subjects | Maximum Marks | Cut Off UR/EWS |
Cut Off SC/ST/PWBD |
Cut Off OBC |
| English Language | 30 | 09.75 | 06.50 | 06.50 |
| Quantitative Aptitude | 35 | 08.75 | 05.50 | 05.50 |
| Reasoning Ability | 35 | 09.25 | 05.00 | 05.00 |
All the best for your exam preparation!