IBPS PO Exam Preparation

IBPS PO Eligibility 2026

The IBPS PO Eligibility Criteria 2026 include three main conditions: nationality, educational qualification, and age limit. Candidates must be Indian citizens, have a graduation degree in any discipline from a recognized university, and be within the age range of 20 to 30 years as of the eligibility cut-off date. Age relaxation is available for reserved categories as per government rules.

IBPS PO Nationality

To be eligible for the IBPS PO exam, a candidate must be one of the following:

1. a citizen of India or
2. a subject of Nepal or Bhutan
3. a Tibetan Refugee who came over to India before 1st January 1962 with the intention of permanently settling in India or
4. An individual of Indian origin who has migrated from countries such as Pakistan, Myanmar (Burma), Sri Lanka, or from East African nations like Kenya, Uganda, Tanzania (formerly Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia, or Vietnam with the intention of permanently settling in India is also eligible to apply.

Note: Candidates belonging to other than Indian citizenship must hold a certificate of eligibility as issued by the Government of India.

IBPS PO Age Limit 2026

For the IBPS PO 2025 recruitment, candidates must be between 20 and 30 years of age as on 1st July 2025. Applicants should have been born not earlier than 2nd July 1995 and not later than 1st July 2005 (both dates inclusive).

IBPS PO Age Relaxation

IBPS provides age relaxation to candidates belonging to reserved and special categories. As per government guidelines, candidates from SC, ST, OBC, PwD, and Ex-Servicemen categories are eligible for age relaxation ranging from 3 to 10 years, depending on the category. This provision ensures equal and fair opportunities for all eligible applicants applying for Probationary Officer (PO) posts in public sector banks.

Candidates who seek age relaxation to avail eligibility will have to produce original and photocopies of relevant certificates when called for interview or at any stage of recruitment as required by IBPS.

IBPS PO Educational Qualification 2026

• IBPS PO Degree Requirement: As of 21.07.2025, the candidate must possess a graduation degree in any discipline/stream from a Government of India recognized university or he/she must have any equivalent qualification, recognized by the Central Government to appear in IBPS PO 2025.
• IBPS PO Educational Qualification: A valid mark sheet or degree certificate must be present with the student certifying that he/she is a graduate as on the day prescribed by IBPS. The date mentioned on the mark sheet/provisional certificate, issued by the University will be considered as the date of passing the eligibility examination.
• IBPS PO Educational Eligibility Criteria: If any university provides a web-based certificate or the result is posted online then the candidate will be required to submit a relevant original document or a certificate signed by an appropriate college/ university authority, clearly mentioning the date of passing from the Institute, and will have to be presented at the time of the interview, otherwise the eligibility criteria will not be met.
• IBPS PO Eligibility Percentage: In case any university/college awards CGPA/OGPA, the candidates are required to convert it into a percentage (nearest to 2 decimal places) and mention it in the application form. Percentage fraction in scores will be ignored, i.e. if a student has secured 59.99% marks, it will be treated as less than 60%.

IBPS PO Percentage Calculation under Educational Qualification Criteria

1. Graduation Degree: Candidates must have a Bachelor’s degree in any discipline.
2. Final Year Students: Those awaiting results must have their degree certificate before the application deadline.
3. Any fractional value in the percentage calculation will be ignored. For example, 54.99% will be considered less than 55%, and 59.99% will be considered less than 60%.

How many attempts are allowed in IBPS PO?

There is no restriction on the minimum number of attempts for the IBPS PO exam. Also, there is no mention in the official notification of IBPS PO as released by the officials of IBPS. Candidates can appear as many times as they want until they meet the IBPS PO eligibility criteria.

All the best for your exam preparation!

IBPS PO Exam Pattern 2026

The IBPS PO 2026 exam pattern consists of three stages: Preliminary Exam, Main Exam, and Interview. The Prelims is a qualifying stage with 100 objective questions, while the Mains includes both objective and descriptive papers. Candidates must clear each stage to proceed to the next. The final selection is based on Mains + Interview performance. The exam is conducted online and follows a negative marking scheme.

The selection process is divided into three stages:

1. Preliminary Exam – The first stage, which serves as a screening test.
2. Mains Exam – A more in-depth assessment that includes both objective and descriptive sections.
3. Interview – The final stage, where shortlisted candidates are evaluated on their personality, communication skills, and banking knowledge.

Candidates have to clear each stage to move to the next stage. The final selection is based on main exam score (80% weightage) and interview performance (20% weightage).

IBPS PO Preliminary Exam Pattern 2026

The IBPS PO Prelims 2026 consists of three sections: English Language, Quantitative Aptitude, and Reasoning Ability. The paper includes a total of 100 questions for 100 marks, to be completed in 60 minutes. Each section is allotted 20 minutes, and the exam follows a negative marking of 0.25 marks for every incorrect answer. The Prelims is qualifying in nature and used to shortlist candidates for the Mains exam.

In the IBPS PO Preliminary Exam 2026, candidates will receive 1 mark for each correct answer, while 0.25 marks will be deducted for every wrong answer. To qualify, candidates must secure minimum cut-off marks in each of the three sections, as decided by IBPS. Based on overall performance and category-wise vacancies, an adequate number of candidates will be shortlisted for the Mains exam.

IBPS PO Mains Exam Pattern 2026

The IBPS PO Mains Exam 2026 includes both objective and descriptive tests, conducted online. The objective test consists of 155 questions carrying 200 marks, while the descriptive test carries 25 marks for writing an essay and a letter. The total duration is 3 hours 30 minutes, with separate timing for each section. Negative marking of 0.25 marks applies to objective questions. The Mains exam is crucial for final selection as it carries 80% weightage in the merit list.

1. The IBPS PO Mains Exam will have a total of 155 MCQ’s of a total duration of 3 Hours.
2. There will be separate timing for each section as it was in the IBPS PO Prelims Exam.
3. The candidates will have to pass separately in each test/section.
4. There will be negative marking i.e. 0.25 marks will be deducted for every wrong answer.

In the IBPS PO Mains exam 2026, the Reasoning Ability and Computer Aptitude, English Language and Data Analysis and Interpretation sections are divided into Section A and Section B. All questions in both parts are compulsory, and the exam has a mixed marking scheme – some questions are of 2 marks, while others are of 1 mark. Candidates must attempt all the questions as there is no option given to skip between Section A or B.

IBPS PO Interview Process

The IBPS PO Interview Process 2026 is the final stage of selection, conducted for candidates who qualify the Mains exam. The interview is of 100 marks and is conducted by participating banks in coordination with IBPS. Candidates are evaluated on communication skills, banking awareness, confidence, and personality. The minimum qualifying marks are 40% for General and 35% for SC/ST/OBC/PwBD. Final selection is based on a combined score of Mains (80%) and Interview (20%).

The IBPS PO interview is of a total of 100 marks. The interview panel evaluates candidates based on several criteria, including:

• Communication Skills – Clarity, fluency, and confidence in verbal expression.
• Banking and Financial Knowledge – Understanding of current banking trends, RBI updates, monetary policy, and financial awareness.
• Personality and Confidence – Overall demeanor, self-confidence, and positive attitude.
• Problem-Solving Ability – Logical thinking and approach towards situational or hypothetical questions.
• Behavioral Traits and Leadership Qualities – Integrity, teamwork, decision-making, and leadership potential.

IBPS PO Penalty for Wrong Answers

The IBPS PO exam applies a negative marking scheme for both Preliminary and Main exams. For every incorrect answer, 0.25 marks (¼ mark) will be deducted. However, there is no penalty for unanswered questions. This negative marking system encourages candidates to answer questions carefully and avoid blind guessing.

IBPS PO Final Selection

The final selection of the candidate for the post of Probationary Officer will be made by taking into consideration the cumulative score of Mains Exam and the interview process. The weightage of both these phases of examination will be in the ratio 80:20 respectively. A merit list will be generated after the Interview Process of the IBPS PO Exam has been conducted. Candidates who make it to the list will be thus offered the joining letter by the Bank of their choice.

IBPS PO Syllabus 2026

The IBPS PO Syllabus 2026 is divided into two stages: Preliminary and Main Exam. The Prelims includes English Language, Quantitative Aptitude, and Reasoning Ability, while the Mains covers Reasoning & Computer Aptitude, Data Analysis & Interpretation, English Language, General Awareness, and a Descriptive Test. Candidates must prepare section-wise topics thoroughly to qualify for each stage and secure a final selection.

IBPS PO Prelims Syllabus 2026

The IBPS PO Prelims Syllabus 2026 includes three sections: English Language, Reasoning Ability, and Quantitative Aptitude. Each section is allotted 20 minutes, making up a total of 100 questions for 100 marks. Key topics include Reading Comprehension, Data Interpretation, Puzzles, Number Series, and Grammar. The exam follows a negative marking of 0.25 marks for every incorrect answer. Understanding the detailed syllabus is crucial to clear the first stage of the IBPS PO selection process.

IBPS PO Mains Syllabus 2026

The IBPS PO Mains Syllabus 2026 consists of five sections: Reasoning and Computer Aptitude, Data Analysis and Interpretation, English Language, General/Economy/Banking Awareness and a Descriptive English Test. The exam tests advanced reasoning, analytical skills, financial awareness and written communication. A total of 157 questions are asked for 225 marks, with separate time for each section and a penalty of 0.25 marks for wrong answers in the objective part.

IBPS PO Mains Math syllabus

The IBPS PO Mains Math syllabus is part of the Data Analysis & Interpretation section, covering advanced-level quantitative aptitude. Key topics include data interpretation, caselets, data sufficiency, probability, permutation & combination, and arithmetic word problems like time & work, profit & loss, and percentages. The section is designed to test analytical and calculation skills through graphs and charts.

Topics in IBPS PO Mains Math Syllabus:

1. Data Interpretation (DI) – Tables, Pie Charts, Line Graphs, Bar Graphs, Mixed DI, Caselet DI
2. Data Sufficiency – Statements-based numerical problem-solving
3. Number Series – Missing and Wrong Number Series
4. Simplification & Approximation – Fast calculations, BODMAS rule
5. Arithmetic Problems – Profit & Loss, Percentage, Ratio & Proportion, Time & Work, Time & Distance, Probability, Permutation & Combination
6. Quadratic Equations – Solving equations and finding relationships between variables
7. Mensuration & Geometry – Areas, Volumes, Perimeters

Key Points:

• The section carries 35 questions for 60 marks
• Some questions are worth 2 marks, while others are 1 mark
• Negative marking of 0.25 marks for incorrect answers

To excel in IBPS PO Mains Math, focus on speed, accuracy, and practice, especially for DI and arithmetic-based problems.

IBPS PO Mains Reasoning Syllabus

IBPS PO Mains Reasoning and Computer Aptitude questions are asked together in which some questions are of 2 marks and some questions are of 1 mark. It evaluates the candidate's logical reasoning, problem-solving skills and decision-making ability. This section is high scoring, but to excel in it you need strong conceptual clarity and regular practice.

special attention to puzzles, seating arrangements, and logical reasoning-based questions, as these are very important in the exam. Constant practice and clear understanding of concepts will help you succeed in this section.

• This section consists of 45 questions with a total of 60 marks.
• 0.25 marks will be deducted for each wrong answer.

IBPS PO Computer Aptitude Syllabus

• Internet
• Memory
• Keyboard Shortcuts
• Computer Abbreviation
• Microsoft Office
• Computer Hardware
• Computer Software
• Operating System
• Networking
• Computer Fundamentals /Terminologies

IBPS PO Mains English Language Syllabus

This section tests your comprehension, vocabulary, grammar, and writing skills. Performing well here is crucial, especially since it contributes to both the objective and descriptive parts of the exam.

• Reading Comprehension
• Vocabulary
• Grammar
• Verbal Ability
• One word Substitution
• Fill in the blanks

IBPS PO General Awareness Syllabus

This section tests candidates knowledge of current events, banking awareness, and static general knowledge. It is crucial not just for the Mains exam but also for the interview round, as questions are often asked based on your awareness of recent developments in the banking and financial sectors.

• Financial Awareness
• Current Affairs
• General Knowledge
• Static Awareness

IBPS PO Salary 2026

The IBPS PO salary in 2026 is based on the pay scale: Rs. 48480-2000/7-62480-2340/2-67160-2680/7-85920. This means a Probationary Officer starts with a basic pay of ₹48,480. After allowances like DA, HRA, and special pay, the in-hand salary ranges between ₹70,000 and ₹76,000 per month, depending on location and bank.

IBPS PO In-hand Salary

The in-hand salary of an IBPS Probationary Officer (PO) in 2026 ranges between ₹70,000 and ₹76,000 per month. This includes basic pay of ₹48,480 along with allowances like DA, HRA, special allowance, and other benefits. The exact amount varies based on posting location and bank policies.

IBPS PO Salary- Perks & Allowances

IBPS PO get several allowances and perks along with the basic salary. These include Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance, City Compensatory Allowance (CCA), and benefits like Medical Insurance, Leave Travel Concession, Pension and others. These allowances make the job of IBPS PO financially rewarding and secure.

IBPS PO Promotion

IBPS PO promotions are based on seniority, performance and departmental exams. Generally, after 2-3 years of service, POs are promoted to the post of Assistant Manager (Scale I), followed by Scale II (Manager), Scale III (Senior Manager) and higher managerial roles like Chief Manager and AGM. Promotions lead to increased pay scale, responsibilities and career growth in public sector banks.

IBPS PO Salary After Five Years

IBPS PO (Probationary Officer) salary after 5 years of service may vary depending on the internal policies of the bank, place of posting and promotions. Initially, the basic salary for IBPS PO starts from around ₹36,000 to ₹38,000 (depending on the bank). However, after 5 years, with increments, promotions and implementation of pay commissions, the salary package will increase.

After completing five years as an IBPS PO, the salary and career growth of the candidate improves significantly. With annual increments and possible promotion to Officer Scale-II, the total salary package usually ranges between ₹50,000 to ₹60,000 depending on the bank, location and allowances.

IBPS PO Job Profile

The Institute of Banking Personnel Selection brings forth an astounding opportunity for the candidates who wish to pursue their careers in the banking sector. The IBPS PO job profile is associated with a high reputation and the candidates getting recruited for the job receive numerous benefits. The aspirants must be preparing for the upcoming examinations.

They must be wholly cognizant of the IBPS PO job profile and the upcoming roles and responsibilities. The candidates who qualify in all the stages of the selection process will get recruited as Assistant Managers. This post comes under Junior Management Grade A  [JMG Scale-1, and is also called Scale 1 Officer or Assistant Manager.

They need to undergo a probation period to get recruited as Assistant Managers. The probation period is of 2 years, they learn all the basic skills involved and requisite in the banking sector.

IBPS PO- Initial Job Posting

The candidates getting selected for the IBPS PO post will have to undergo a training and probation period where they will learn more about the fundamentals of the work. The below-mentioned points will walk you through the initial posting details of the Probationary Officers of the Institute of Banking Personnel Selection.

• Selected Probationary Officers go through an Induction Training Program in the Management Training Academies of the Bank.
• The training lasts for 10 to 20 days and the duration of training varies from bank to bank. 
• PO can be posted anywhere in India after completion of their induction training in Management Training Academies.
• They are posted as an Asst. Manager on probation in different branches or Head Office or Corporate Office or Zonal Offices.
• They may be posted in specialized branches like microstate branches, treasury Branches, etc. as per the placement policy of particular banks.

IBPS PO Roles And Responsibilities

Here we have furnished the complete details about the roles and responsibilities that are to be taken by the IBPS PO Officers once they pave their way through all the stages of the selection process. You will learn to handle all these responsibilities once you get recruited, and undergo a probation period. The candidates who aspire to land the desired position need to be multi-taskers to handle all the work efficiently.

1. Multitasking Job:

• A POs job is a multi-tasking job and they are assigned for various banking activities.
• This helps them to get familiar with various working procedures of the banking industry.

2. Practical knowledge: 

• POs are trained in various fields such as Marketing, Accounting, Loans & Advances as well as Finance.

3. Customer services: 

• Often POs are required to handle the customers of the banks.
• PO guides them about the banking facilities and products available for them like issuing Cheque books, ATM cards, Demand Draft, etc.
• Customer complaints like discrepancies in accounts and the rectification of undue charges are also handled by Probationary Officer.

4. Supervision of Clerical work: 

• PO supervises all the clerical work such as managing cash, opening accounts, and customer dealing.
• In the case of cash transactions, PO is responsible to check whether the Clerk entered everything correctly and approving the transactions.

5. Loan Processing:

• One of the major functions of the bank i.e. providing a loan to the needful is also taken care of by a PO.
• PO does all the documentation under his/her supervision before granting the loan to the customer.

At last, a probationary officer works in various departments of the bank. It can be Deposits, Loans & Advances, Clearing, Pensions, Payment and Cheque clearances, Fixed deposits, ATM and Internet Banking, Credit Card, Report Making, etc.

IBPS PO Career Growth

The Institute of Banking Personnel Selection offers a plethora of opportunities to the candidates who get recruited as Probationary Officers. They can get promoted to the level of Chairman and Managing Director. The hierarchy of the promotion level has been mentioned below. Get acquainted with all the levels of promotion to get complete knowledge about the IBPS PO career growth opportunities.

• Probationary Officer 
• Manager 
• Senior Manager 
• Chief Manager 
• Assistant General Manager 
• Deputy General Manager 
• General Manager 
• Executive Director 
• Chairman and Managing Director

Duration of IBPS PO Probation Period

The recruited candidates have to undergo a probation period, in this period they will get acquainted with the basic responsibilities and roles. Take a look at the points mentioned underneath, to get the complete information about the IBPS PO probation period and the details of it.

• Usually, the probation period for PO is two years.
• During the probation period, the officer is exposed to various aspects of the Banking sector and its work.
• In some banks, the duration of the probation period may be limited to one year.
• In some banks, the Probation period is divided into phases which vary from bank to bank.

Example: In Indian Bank, the Probation period is divided in.

1. Ist Phase- 6 months,
2. IInd Phase-6 months and
3. IIIrd Phase- 1 year.

The officers under probation period may undergo frequent transfers or deputations.

Once the probation period is completed the officer is confirmed as an Assistant Manager and gets his or her permanent posting.

IBPS PO Salary Slip

The IBPS PO salary slip provides a detailed account of the monthly income and deductions of a Probationary Officer working in a public sector bank. It includes various components such as basic pay, allowances and deductions, which give a clear picture of the salary received by the employee.

Components of IBPS PO Salary Slip:

1. Basic Pay: Starts at ₹48,480(as per the latest IBPS PO pay scale).
2. Dearness Allowance (DA): Approximately 40% of basic pay, revised quarterly based on inflation.
3. House Rent Allowance (HRA): Varies based on the location of posting (7% to 10% of basic pay).
4. Special Allowance: Around ₹12,847 (7.75% of basic pay).
5. City Compensatory Allowance (CCA): Depends on the city of posting (varies from 0% to 4%).
6. Provident Fund (PF) & Pension Contributions: Deducted from gross salary for retirement benefits.
7. Professional Tax & Income Tax: Deducted as per government norms.

IBPS PO Vacancy 2025 Out

The IBPS PO Vacancy 2025 has been officially announced with the release of the notification. A total of 5,208 vacancies have been declared for the recruitment of Probationary Officers (PO) across various participating public sector banks in India.

IBPS PO Vacancy 2024

IBPS has announced the notification for Probationary Officer (PO) recruitment for 2024. This year, 4455 vacancies are available in various participating banks. The application process will be filled from 01 August to 21 August. Interested candidates can apply online.

IBPS PO 2023 Vacancy

IBPS PO 2022 Vacancy

Download Final Result & Vacancy

IBPS had announced 6932 vacancies of Probationary Officer posts to be recruited for  2021-22 for 11 participating banks which have been tabulated in the detail below. The IBPS PO Vacancies for IBPS PO 2021 will be announced along with the official notification.

Names of Vacant Positions: Probationary Officers/Management Trainee (PO/MT). Till the time, check last year vacancy details for 11 participating banks from the below table.Download Final Result & Vacancy

IBPS Po Mains Cut-off- Out

The Institute of Banking Personnel Selection has announced the IBPS PO Mains Cut-off 2025 on 10th December, along with the release of the mains scorecard on the official website. Candidates who appeared for the exam held on 12th October 2025 can now check the category-wise and section-wise cut-off marks to know their qualifying status for the next phase. The release of the official cut-off helps candidates analyse their performance and understand the minimum marks required to progress further in the IBPS PO recruitment process.

IBPS PO Mains Section Wise Cut-off 2025

IBPS PO Prelims Result 2025 Out

The IBPS PO Prelims Result 2025 has been officially released on 26th September 2025. Candidates who appeared for the exam can now check their qualifying status through the IBPS portal using their registration number and password. The result will determine eligibility for the IBPS PO Mains Exam 2025.

IBPS PO Final Result 2024-25

The Institute of Banking Personnel Selection (IBPS) has declared the final results for Probationary Officers (PO) recruitment on April 1, 2025. Candidates who participated in the selection process can now check their results on the official IBPS website.

Total Vacancies: The recruitment drive aims to fill 6,344 Probationary Officer posts in various Public Sector Banks.

How to Check Your Result:

• Visit the official IBPS website: https://www.ibps.in​
• Navigate to the "CRP PO/MT" section.​
• Click on the link for "Common Recruitment Process for Probationary Officers/Management Trainees XIV."​
• Log in using your Registration Number/Roll Number and Password/Date of Birth.​
• Your final result and provisional allotment status will be displayed on the screen.

IBPS PO Final Cut Off 2025 Released

IBPS has officially announced the final cut-off marks for the IBPS PO 2024-25 recruitment cycle. These cut-off marks indicate the minimum marks required for candidates to get appointed in the participating banks. If you have appeared for the exam, checking the final cut-off will help you understand your chances of selection.

IBPS PO Mains Cut Off 2025 Out

IBPS has announced the mains cut-off marks for the Probationary Officer (PO) recruitment for the 2024-2025 cycle.

IBPS PO Mains Cut Off For Section-wise

These cut-off represent the minimum marks candidates must achieve in each section to qualify for the next stage of the selection process.

IBPS PO Prelims Cut Off 2024- Category Wise

The Institute of Banking Personnel Selection (IBPS) has officially released the score and cut-off marks for the IBPS PO Prelims Exam 2024 on its website. Candidates can now check both their individual score and the qualifying cut-off. The cut-off marks are classified based on various categories and exam sections, as shown in the tables below.

IBPS PO Prelims Cut Off- Section Wise

IBPS PO Mains Cut-Off 2023 Out

BPS has released the IBPS PO Main Exam 2023 score and cut-off on its official website. The category-wise and section-wise cut-off marks are shown in the table below.

Candidates can check their score through their registration number/roll number and date of birth.

IBPS PO Mains Cut-Off 2023- Section-wise

IBPS PO Mains section wise cut-off is shown in the table below

IBPS PO Prelims Cut Off 2023

Institute of Banking Personnel Selection has released the IBPS PO Prelims Cut Off 2023 on 25th October 2023 on its official website.
The category wise cut off released by IBPS is shown in the table below.

IBPS PO Prelims Cut Off 2023 (Section-Wise)

Section-wise IBPS PO Prelims Cut Off 2023 for SC, ST OBC, PwBD, General, EWS category is given below.

IBPS PO Mains+Interview Cut off 2022 

IBPS PO Mains Section-wise Cut off 2022

Let's have a look at IBPS PO Mains Cut-Off 2022 (Section-wise).
Download Final Result & Vacancy

IBPS PO Prelims Cut Off 2022

IBPS PO Prelims Cut-Off 2022- Section-wise

Download Final Result & Vacancy

All the best for your exam preparation!