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Exam Details
Overview
SBI SO Notification 2025- Out
The State Bank of India (SBI) has issued the SBI SO Notification 2025, announcing 1146 vacancies for Specialist Officer posts in the Wealth Management Business Unit. The recruitment includes positions such as VP Wealth (Senior Relationship Manager), AVP Wealth (Relationship Manager), and Customer Relationship Executive. The official notification PDF has been released, and the online application process started on 2nd December 2025 at the SBI website, www.sbi.co.in. The registration dates for SBI SO 2025 are from 2nd to 23rd December 2025.
| SBI SO 2025 Important Dates | |
| Events | Dates |
| SBI SO 2025 Notification | 2nd December 2025 |
| Start Online Registration | 2nd December 2025 |
| Close Online Registration | 10th January 2026 (Extended) |
| Exam Date | To be notified |
| Vacancy | 1146 |
What is SBI SO exam
SBI SO exam is conducted by the State Bank of India to recruit officers in different specialized categories. SBI invites application for specialist officer (SO) recruitment as per vacancies in different departments. Commonly, the recruitment is conducted for managerial posts, however, notifications are also being released for recruitment at the senior levels. Presently, recruitment for several posts is going on. The recruitment is generally conducted in two phases, online exam and personal interview, however, in many cases recruitment is done by shortlisting of candidates followed by personal interview.
SBI SO 2025 Vacancy Details
The State Bank of India has announced a total of 996 vacancies for Specialist Officer posts, including VP Wealth, AVP Wealth, and Customer Relationship Executive. These openings are available across different categories and positions. Candidates can check the detailed post-wise and category-wise vacancy distribution in the table below to understand the availability of positions.
| Name of Post | Category | Total | SC | ST | OBC | EWS | UR |
| VP Wealth (SRM) | Regular | 582 | 77 | 34 | 119 | 46 | 188 |
| Backlog | 15 | 10 | 17 | - | - | ||
| AVP Wealth (RM) | Regular | 237 | 33 | 15 | 52 | 20 | 82 |
| Backlog | - | 4 | - | - | - | ||
| Customer Relationship Executive | Regular | 327 | 47 | 21 | 73 | 28 | 115 |
| Total | 1146 |
SBI SO Exam Pattern 2026
The SBI SO Exam Pattern 2026 defines the structure of the online written exam conducted for Specialist Officer posts. The exam consists of two papers, including sections on general aptitude and Professional Knowledge related to the post. Paper 1 is qualifying in nature, while Paper 2 plays an important role in the selection process. Candidates can check the detailed exam structure, including sections, marks, and duration, in the table below.
| Paper | Section | N. of Q | Marks | Duration |
| Paper 1 (General Aptitude) | Test of Reasoning | 15 | 15 | 45 minutes |
| Quantitative Aptitude | 15 | 15 | ||
| English Language | 20 | 20 | ||
| Paper 2 (Professional Knowledge) | Subject-Specific Knowledge | 60 | 100 | 75 minutes |
SBI SCO Age Limit 2026
The SBI SCO Age Limit 2026 specifies the minimum and maximum age required for candidates applying to Specialist Cadre Officer posts. Applicants must meet the prescribed age criteria to be considered eligible for the recruitment process. The age limit varies depending on the post and category, and candidates can refer to the table below for detailed post-wise age requirements.
| Posts | Minimum Age | Maximum Age |
| VP Wealth (SRM) | 26 | 42 |
| AVP Wealth (RM) | 23 | 35 |
| Customer Relationship Executive | 20 | 35 |
SBI SO Educational Qualification 2026
The SBI SCO Educational Qualifications 2026 vary depending on the Specialist Cadre Officer post applied for. Candidates must possess the required degree or professional qualification from a recognized university or institution as specified in the official notification. Applicants are also required to ensure that their qualification is completed on or before the prescribed cut-off date. The detailed post-wise educational requirements are provided in the table below.
| Posts | Educational Qualification |
| VP Wealth (SRM) | Required: Graduation from a government-recognized university or institution. Preferred: MBA in Banking, Finance, or Marketing with at least 60% marks. Professional certifications such as NISM Series V-A, XXI-A, CFP, or CFA will be an added advantage. |
| AVP Wealth (RM) | Required: Graduation from a government-recognized university or institution. Preferred: Post-graduation in Finance, Marketing, or Banking is desirable. Certifications like NISM Series V-A, XXI-A, CFP, or CFA will be given preference. |
| Customer Relationship Executive | Graduation from a government-recognized university or institution is required. |
SBI SO Experience Requirement 2026
Candidates applying for SBI Specialist Cadre Officer (SCO) posts must meet the prescribed experience criteria to ensure they possess the required industry knowledge and professional expertise. The experience requirement varies depending on the post and level of responsibility. Candidates can refer to the table below to understand the minimum experience required for VP Wealth (SRM), AVP Wealth (RM), and Customer Relationship Executive posts.
| Posts | Post-Qualification Experience |
| VP Wealth (SRM) | Mandatory: Minimum 6 years of experience in sales & marketing with a Public/Private/Foreign Bank, Wealth Management Firm, or AMC Preferred: Preferred: At least 6 years of post-qualification experience as a Relationship Manager or similar role, preferably in Wealth Management |
| AVP Wealth (RM) |
Mandatory: Minimum 3 years of experience in sales & marketing with Banks, Wealth Firms, or AMCs OR SBI Wealth CREs with 4 years of experience are eligible Preferred: Minimum 3 years of post-qualification experience as a Relationship Manager or similar role in Wealth Management is preferred |
| Customer Relationship Executive |
No mandatory prior experience required Preferred: Candidates with relevant experience, knowledge of financial product documentation, and good communication skills will be preferred. A valid two-wheeler driving license is required |
All the best for your exam preparation!
SBI SO Eligibility Criteria 2026
The SBI SO Eligibility Criteria 2026 outlines the essential requirements candidates must meet to apply for Specialist Officer posts. These criteria include key factors such as age limit, educational qualification, work experience, and other role-specific requirements. Candidates must ensure they fulfill all the prescribed conditions as of the cut-off date mentioned in the official notification. Applications that do not meet the eligibility standards may be rejected at any stage of the recruitment process. Detailed information on post-wise eligibility is provided in the sections below.
SBI SO Age Limit 2026
The SBI SCO Age Limit 2026 sets the required age range for candidates applying to Specialist Cadre Officer positions. The minimum and maximum age differ based on the specific post, reflecting the experience and responsibility involved. Candidates must ensure they meet the specified age criteria as of the given cut-off date. Applicable age relaxations are provided to eligible reserved categories according to government rules. Refer to the table below for complete post-wise age limit details.
| Posts | Minimum Age | Maximum Age |
| VP Wealth (SRM) | 26 | 42 |
| AVP Wealth (RM) | 23 | 35 |
| Customer Relationship Executive | 20 | 35 |
SBI SO Educational Qualification
The SBI SO Educational Qualifications 2026 vary according to the specific post and its responsibilities. Candidates are generally required to have a graduation degree from a recognized university, while higher qualifications or professional certifications may be preferred for certain positions. Applicants must ensure that their educational qualifications are completed and valid as of the cut-off date mentioned in the official notification.
| Posts | Educational Qualification |
| VP Wealth (SRM) | Essential: Bachelor’s degree from a recognized university or institution. Desirable: MBA in Finance, Banking, or Marketing with minimum 60% marks. Certifications such as NISM Series V-A, Series XXI-A, CFP, or CFA are advantageous. |
| AVP Wealth (RM) | Essential: Bachelor’s degree from a recognized university or institution. Desirable: Postgraduate qualification in Finance, Marketing, or Banking is preferred. Professional certifications like NISM Series V-A, Series XXI-A, CFP, or CFA will be considered beneficial. |
| Customer Relationship Executive | Essential: Graduation in any discipline from a recognized university or institution. |
SBI SO Experience 2026
The SBI SO Experience 2026 requirement varies based on the post and its level of responsibility. Candidates applying for senior roles like VP Wealth (SRM) must have several years of relevant experience in banking, wealth management, or financial services, while AVP Wealth (RM) positions require comparatively less experience in similar fields. For Customer Relationship Executive posts, prior experience is not mandatory, but relevant exposure and practical knowledge of financial services can be beneficial. Candidates can check the table below for detailed post-wise experience requirements.
| Posts | Post-Qualification Experience |
| VP Wealth (SRM) | Essential: At least 6 years of experience in sales and marketing with a Public Sector Bank, Private Bank, Foreign Bank, Wealth Management Company, or Asset Management Company (AMC). Desirable: Minimum 6 years of post-qualification experience as a Relationship Manager or in a similar role, preferably in wealth management. |
| AVP Wealth (RM) | Essential: Minimum 3 years of experience in sales and marketing with Banks, Wealth Management Firms, or AMCs. SBI Wealth CREs with at least 4 years of experience are also eligible. Desirable: At least 3 years of post-qualification experience as a Relationship Manager or equivalent role in wealth management is preferred. |
| Customer Relationship Executive | Essential: No prior work experience is mandatory. Desirable: Candidates with relevant industry exposure, understanding of financial product documentation, and strong communication skills will be given preference. A valid two-wheeler driving license is required. |
SBI SO Nationality 2026
Candidates applying for SBI Specialist Officer posts must meet the nationality conditions prescribed by the Government of India. Eligible applicants include:
- Individuals who are citizens of India
- Citizens of Nepal or Bhutan
- Tibetan refugees who entered India before 1 January 1962 and intend to settle permanently
- Persons of Indian origin who have moved to India from countries such as Pakistan, Myanmar, Sri Lanka, Kenya, Uganda, Tanzania, Zambia, Malawi, Zaire, Ethiopia, or Vietnam with the intention of permanent residence
Candidates from categories other than Indian citizens must provide valid eligibility documents issued by the Government of India.
SBI SO Exam Pattern 2026
Understanding the SBI SO Pattern 2026 is essential for candidates planning to appear for the Specialist Officer exam. The exam structure helps candidates understand the sections, duration, and evaluation criteria, allowing them to prepare in a focused and strategic manner. The online written examination generally consists of two parts: the General Aptitude section and the Professional Knowledge section.
The General Aptitude test includes subjects such as Reasoning, Quantitative Aptitude, and English Language, and it is qualifying in nature. This means candidates must score the minimum required marks, but these marks are not considered while preparing the final merit list. The Professional Knowledge section, however, is role-specific and plays a key role in determining the final selection.
Candidates must complete the exam within the prescribed time limit, and the minimum qualifying marks are decided by the State Bank of India.
SBI SO Exam Pattern
The SBI SO exam is conducted in online mode and includes objective-type questions from Reasoning, Quantitative Aptitude, English Language, and Professional Knowledge. The exam pattern helps candidates understand the subjects, marks, and duration of the test.
The General Aptitude section is qualifying in nature, and its marks are not considered for the final merit list. The final selection mainly depends on the Professional Knowledge section and interview, where applicable.
There is no negative marking for incorrect answers. Candidates can check the detailed exam pattern in the table provided below.
| Paper | Section | N. of Q | Marks | Duration |
| Paper 1 (General Aptitude) | Test of Reasoning | 15 | 15 | 45 minutes |
| Quantitative Aptitude | 15 | 15 | ||
| English Language | 20 | 20 | ||
| Paper 2 (Professional Knowledge) | Subject-Specific Knowledge | 60 | 100 | 75 minutes |
| Total | -- | 110 | 150 | 120 minutes |
SBI SO Interview
The SBI SO Interview is the final stage of the recruitment process and carries 100 marks. Candidates who qualify in the written exam are called for this round. The interview evaluates professional knowledge, communication skills, and role suitability. Final selection is based on interview performance and qualifying criteria set by the bank.
SBI SO Syllabus 2026
The SBI SO Syllabus 2026 covers all the essential topics that candidates need to prepare for the Specialist Officer exam. The exam consists of multiple sections, including Reasoning, Quantitative Aptitude, English Language, General IT Knowledge, and Role-Based Knowledge.
Each section evaluates specific skills, such as problem-solving, analytical ability, language proficiency, and professional knowledge related to the applied post. Understanding the syllabus thoroughly helps candidates plan their preparation strategy and focus on important topics.
A detailed subject-wise breakdown of the SBI SO Syllabus 2026 is provided below to assist aspirants in preparing effectively for the exam.
Section Wise SBI SO Syllabus
The Section Wise SBI SO Syllabus 2026 outlines topics across Reasoning, Quantitative Aptitude, English Language, General IT Knowledge, and Role-Based Knowledge. This breakdown helps candidates focus on each section, plan their preparation, and cover all important areas effectively. A detailed list of topics is provided below.
SBI SO Quantitative Aptitude Syllabus
The Quantitative Aptitude section in the SBI SO exam tests a candidate’s numerical skills and ability to analyze quantitative data. It evaluates speed, accuracy, and logical application of mathematical concepts.
This section includes topics like simplification, percentages, ratio and proportion, averages, profit and loss, time and work, and data interpretation. Understanding these areas thoroughly helps candidates solve problems efficiently and score well. A detailed topic-wise list is provided below for better preparation.
| Section | Chapter |
| Quantitative Aptitude | Roots |
| Bar Graphs | |
| Logarithms | |
| Probability | |
| Problems on Ages | |
| Time and Distance | |
| Line Graphs | |
| Problems on Trains | |
| Decimal & Fractions | |
| Averages | |
| HCF & LCM | |
| Percentages | |
| Mensuration | |
| Pie Charts | |
| Simplification | |
| Profit and Loss | |
| Clocks | |
| Mixtures & Allegations | |
| Volume & Surface Area | |
| Permutation & Combination | |
| Time and Work | |
| Number System | |
| Boats & Streams | |
| Pipes & Cisterns | |
| Ratio and Proportions | |
| Simple & Compound Interest | |
| Heights & Distances | |
| Partnership |
SBI SO Syllabus for Reasoning
The SBI SO Syllabus for Reasoning focuses on evaluating a candidate’s logical thinking and problem-solving abilities. This section includes topics that test analytical skills, decision-making, and the ability to interpret information accurately.
Preparing this section thoroughly helps candidates tackle puzzles, seating arrangements, coding-decoding, and other reasoning problems with confidence. A detailed list of all topics covered in the Reasoning section is provided below to guide effective preparation.
| Section | Chapter |
| Reasoning | Coding-Decoding |
| Blood Relations | |
| Alphabet Test | |
| Sitting Arrangements | |
| Direction Sense Test | |
| Mathematical Operations | |
| Arithmetical Reasoning | |
| Logical Reasoning | |
| Analogy | |
| Classification | |
| Series | |
| Puzzle Test | |
| Data Sufficiency | |
| Statement & Conclusions | |
| Clocks & Calendars |
SBI SO English Language Syllabus
The SBI SO English Language Syllabus checks a candidate’s skills in grammar, vocabulary, and reading comprehension. It tests the ability to understand passages, find errors, and use English correctly.
| Section | Chapter |
| English Language | Reading Comprehension |
| Idioms and Phrases | |
| Prepositions | |
| Tenses | |
| Conjunctions | |
| Active and Passive Voice | |
| One Word Substitution | |
| Synonyms and Antonyms | |
| Spotting the Error | |
| Cloze Test | |
| Grammar | |
| Fill in the Blanks | |
| Conclusion | |
| Passage Correction | |
| Subject-Verb Agreement | |
| Sentence Rearrangement | |
| Vocabulary |
SBI SO General IT Knowledge Syllabus
The SBI SO General IT Knowledge Syllabus covers fundamental computer and information technology concepts required for Specialist Officer roles. This section tests a candidate’s understanding of IT basics, networking, databases, and security concepts.
- Working with Internet
- Operating System
- Cyber Security
- Software Packages
- MS Word, Microsoft OneNote
- Microsoft Access
- Introduction to Computer Science
- Computer Networks
- Data Structures
- MS PowerPoint
- Spreadsheet
- Basic Concepts
SBI SO Syllabus for Role-Based Knowledge
The SBI SO Role-Based Knowledge syllabus varies according to the post applied. Each role includes specific professional subjects to evaluate job-related expertise, technical understanding, and practical knowledge. The post-wise syllabus topics are listed below.
SBI SO Syllabus for Chartered Accountant
- Accounting Standards and related guidance notes
- Financial reporting and corporate reporting practices
- Inflation accounting and valuation methods
- Accounting and reporting of financial instruments
- Indian Accounting Standards and financial statement analysis
- Share-based payments, liability valuation, and business valuation
- Capital markets, mutual funds, foreign exchange, and auditing
SBI SO Syllabus for System / IT Officer
- Basics of computer networks and programming languages like C, C++, and Java
- Computer organization, networking concepts, and network programming
- Data structures and database management systems
- Fundamentals of software and hardware
- Operating systems and system programming concepts
- Software engineering and compiler design
- Information systems and web technologies
SBI SO Syllabus for Statistician
- Statistical methods and inference techniques
- Analysis of uni-variate and bi-variate data
- Regression analysis and variance analysis
- Time series analysis and forecasting methods
- Sampling techniques and estimation theory
- Financial markets, banking, insurance, and portfolio analysis
BI SO Syllabus for Finance Officer
- Direct and indirect taxation
- Principles of management accounting
- Accounting standards and auditing practices
- Cost accounting fundamentals
- Basic accounting concepts and financial principles
- Capital markets, mutual funds, and foreign exchange
SBI SO Syllabus for Law Officer
- Banking and financial laws and regulations
- Negotiable Instruments Act and legal banking framework
- Banker-customer relationship and legal compliance
- Banking security laws and operational regulations
- Corporate governance and ethics in banking
- Electronic banking, loans, and regulatory guidelines
SBI SO Salary 2026
The SBI SO Salary 2026 provides an excellent compensation package, making the Specialist Officer post a desirable career choice in the banking sector. The salary structure differs based on the officer’s post, scale, and professional experience. SBI offers a strong fixed salary along with multiple allowances, which increases the overall earnings and ensures financial stability. This structured pay system reflects the responsibility and expertise required for various Specialist Officer roles.
Apart from the basic pay, SBI Specialist Officers receive important allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), Travel Allowance (TA), and other admissible benefits. Employees are also eligible for medical coverage, leave benefits, retirement plans, and performance-based incentives as per bank rules. These benefits not only enhance the total salary but also provide long-term security and work satisfaction.
The annual SBI SO salary package generally ranges between ₹6 lakh and ₹44 lakh, depending on the position, qualifications, and experience level. Higher-level posts and specialized roles offer better compensation and additional perks. With attractive pay, career growth opportunities, and job stability, the SBI Specialist Officer position continues to be one of the most rewarding opportunities for candidates seeking a professional career in SBI.
SBI SO Salary Structure 2026
The SBI Specialist Officer Salary Structure 2026 includes a fixed basic pay along with allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), and Travel Allowance (TA). The salary varies depending on the officer’s post, grade, and experience level, ensuring fair compensation based on responsibilities.
In addition to the basic salary, SBI provides benefits like medical facilities, leave benefits, and retirement support, which improve overall financial security. The annual compensation under the SBI Specialist Officer Salary Structure 2026 can range from around ₹6 lakh to ₹44 lakh, depending on the post and experience level, making it a stable and rewarding career option.
| SBI Specialist Officer Salary Structure 2026 | |||
| Component | VP Wealth (SRM) | AVP Wealth (RM) | Customer Relationship Executive |
| Fixed Pay | ₹30 lakh | ₹20 lakh | ₹4 lakh |
| Allowances (Conveyance, Mobile, Medical) | ₹1.16 lakh | ₹1.16 lakh | ₹0.77 lakh |
| Performance Linked Pay | 45% of Fixed Pay | 45% of Fixed Pay | 35% of Fixed Pay |
| Annual Increment Band | 0%–25% | 0%–25% | 0%–25% |
SBI SO Salary Pay Scale
The SBI SO Salary Pay Scale is based on different officer grades and increases as candidates move to higher positions. The starting pay scale usually begins from ₹48,480 and goes up to ₹85,920with regular annual increments. Higher grades such as MMGS-II and MMGS-III offer better pay scales depending on the role and experience.
As Specialist Officers gain experience and get promoted, their basic pay increases along with additional allowances and benefits. This structured pay scale ensures steady salary growth and provides good financial stability and career progression within SBI.
| Post Name | Grade | Pay Scale |
| Assistant Manager | JMGS-I | Rs 48480-2000/7-62480-2340/2-67160-2680/7-85920 |
| Assistant General Manager | SMGS-V | Rs 89890-2500/2-94890-2730/2-100350 |
| Manager | MMGS-III | Rs (85920-2680/5-99320-2980/2-105280) |
| Deputy Manager | MMGS-II | Rs (64820-2340/1-67160-2680/10-93960) |
| Chief Manager | SMGS-IV | Rs 76010-2220/4-84890-2500/2-89890 |
| Project Manager | MMGS-II | Rs (64820-2340/1-67160-2680/10-93960) |
| Senior Project Manager | SMGS-IV | Rs 76010-2220/4-84890-2500/2-89890 |
SBI SO Perks and Allowances
SBI SO Perks and Allowances include benefits like Dearness Allowance (DA), House Rent Allowance (HRA), and Travel Allowance (TA), along with medical facilities, pension schemes, and reimbursements. These benefits increase overall earnings, provide financial security, and improve work-life balance, making the Specialist Officer role stable, rewarding, and attractive for long-term career growth in SBI.
- Dearness Allowance (DA) – Provided to offset inflation, revised quarterly based on the Consumer Price Index (CPI).
- House Rent Allowance (HRA) – Varies based on the posting location (metro, urban, semi-urban, or rural areas).
- City Compensatory Allowance (CCA) – Additional allowance for employees posted in metropolitan cities.
- Medical Benefits – Comprehensive healthcare coverage for employees and their dependents.
- Leave Travel Concession (LTC) – Reimbursement for travel expenses during vacations.
- Provident Fund (PF) and Gratuity – Long-term financial benefits for retirement planning.
- Furniture Allowance – A one-time grant for furnishing accommodation.
- Loan Benefits – Lower interest rates on home loans, car loans, and personal loans.
- Professional Development Benefits – Sponsorships for professional courses and training.
SBI SO Vacancy 2025
State Bank of India (SBI) has announced the recruitment of 42 Specialist Officer (SO) posts in the positions of Manager (Data Scientist) and Deputy Manager (Data Scientist).
| Name of Post | Category | Total | SC | ST | OBC | EWS | UR |
| VP Wealth (SRM) | Regular | 582 | 77 | 34 | 119 | 46 | 188 |
| Backlog | 15 | 10 | 17 | - | - | ||
| AVP Wealth (RM) | Regular | 237 | 33 | 15 | 52 | 20 | 82 |
| Backlog | - | 4 | - | - | - | ||
| Customer Relationship Executive | Regular | 327 | 47 | 21 | 73 | 28 | 115 |
| Total | 1146 |
SBI SO Vacancy 2023
A. DETAILS OF POSTS/VACANCIES/ELIGIBILITY CRITERIA/SUGGESTED PLACE OF POSTING/SELECTION PROCESS:
| Post Name | Total Vacancy |
| Assistant Manager (AM) | 335 |
| Assistant General Manager (AGM) | 01 |
| Deputy Manager | 80 |
| Chief Manager | 02 |
| Project Manager | 06 |
| Senior Project Manager | 07 |
| Total | 431 |
Previous Years' SBI SO Cutoff
| SBI SO Subject-wise Cut Off for Preliminary Test (Previous Year) | ||
| Subjects | General - Cut Off | SC/ST/OBC/PWD - Cut Off |
| Reasoning | 12.50 | 11.50 |
| English Language | 6.50 | 5.75 |
| Quantitative Knowledge | 4.25 | 3.50 |
| Professional Knowledge | 45 | 40 |
SBI SO Category-wise Cut Off Marks for Previous Year
| Category | Overall Cut off |
| General | 59.25 |
| SC | 54.50 |
| ST | 47.25 |
| OBC | 57.50 |
| VI | 49.25 |
| HI | 42 |
| OH | 49.75 |
SBI SO Category-wise Final Cut Off for Previous Year
| Category | Final Cut off for a selection |
| General | 85.5 |
| SC | 75.50 |
| ST | 71 |
| OBC | 79.25 |
| VI | 75.50 |
| HI | 63.25 |
| OH | 71 |
All the best for your exam preparation!