SBI Clerk Exam Preparation

SBI Clerk Eligibility 2026

Before applying for the SBI Clerk 2026 exam, candidates must ensure that they meet the prescribed eligibility conditions set by the State Bank of India. The SBI Clerk Eligibility Criteria include requirements related to nationality, age limit, and educational qualification. Applicants must be graduates from a recognized university and should fall within the age range of 20 to 28 years, with applicable age relaxations for reserved categories. Understanding these eligibility conditions given below helps candidates confirm their eligibility before proceeding with the application process.

SBI Clerk Nationality

As per the IBPS PO eligibility requirements, candidates with any of the following nationalities can apply for the recruitment:

• Citizenship of India
• The subject of Nepal and Bhutan
• Tibetan refugees who has come to India before January 1, 1962, with the intention of permanently settling in the country
• Persons of Indian origin who have migrated from countries like Pakistan, Burma, Sri Lanka, United Republic of Tanzania, Uganda, and Kenya

SBI Clerk Age Limit

To apply for the SBI Clerk 2026 recruitment, candidates must meet the age criteria specified by the State Bank of India in the official notification. The minimum age required is 20 years, while the maximum age limit is 28 years as per the cut-off date announced by SBI. Applicants should carefully verify their date of birth to ensure eligibility. Candidates belonging to reserved categories are eligible for age relaxation as per government norms, details of which are given below.

• Minimum Age Limit - 20
• Maximum Age Limit - 28

SBI Clerk Age Relaxation

The State Bank of India offers age relaxation to eligible candidates applying for the SBI Clerk exam, in line with government guidelines. Under the SBI Clerk Age Relaxation rules, the upper age limit is relaxed for candidates belonging to reserved categories such as SC, ST, OBC, PwBD, Ex-Servicemen, widows, and other specified groups. The extent of relaxation differs by category and is clearly mentioned in the official notification. Complete category-wise details are provided below.

SBI Clerk Educational Qualification

Candidates applying for the SBI Clerk 2026 exam must meet the educational criteria set by the State Bank of India in the official notification. As per the SBI Clerk Education Qualification, applicants must have a bachelor’s degree in any discipline from a recognized university or an equivalent qualification approved by the Central Government.

Candidates who are in their final year or final semester of graduation can also apply on a provisional basis. However, they must submit proof of passing their degree by the date specified by SBI. Ex-servicemen who fulfill the required service conditions and possess valid certificates are also eligible to apply.

SBI Clerk Eligibility FAQs

Q1. Can final-year students apply for SBI Clerk 2026?
Yes, if you can produce your graduation proof by 31st December 2026.(expected)

Q2. Is there an attempt limit in SBI Clerk?
No, as long as you fall within the age limit, you can apply.

Q3. Can a diploma holder apply for SBI Clerk?
No. Only graduates in any discipline from a recognized university are eligible.

Q4. What if I don’t know the local language of the state I apply for?
You may be disqualified unless you qualify in the Language Proficiency Test.

SBI Clerk Exam Pattern 2026

The SBI Clerk 2026 exam pattern includes two computer-based objective tests — Preliminary and Main — followed by a Local Language Proficiency Test (LPT) for candidates who need to validate their regional language skills. The Preliminary exam serves as a qualifying stage, while the Main exam score plays a decisive role in the final selection. Both stages feature sectional timings and a negative marking of 0.25 marks per wrong answer to encourage accuracy. After clearing the Main exam, candidates must also clear the language test to complete the selection process.

SBI Clerk Prelims Exam Pattern

The SBI Clerk Prelims 2026 is the first stage of the recruitment process and is conducted online in an objective format. The exam consists of 100 questions carrying a total of 100 marks, and the overall duration of the test is 60 minutes. It comprises three sections — English Language, Numerical Ability, and Reasoning Ability — and each section is allotted 20 minutes, making the total time 60 minutes.

Candidates receive 1 mark for every correct answer, while ¼ mark is deducted for each wrong attempt. The Prelims is a qualifying examination, and the marks obtained here are not considered for the final merit list but are used only to shortlist candidates for the Main exam.

SBI Clerk Mains Exam Pattern

The SBI Clerk Mains Exam 2026 is the second stage of the selection process and is conducted online for candidates who qualify the Preliminary examination. This stage plays a decisive role in the final selection, as marks obtained here are considered for preparing the merit list. The paper consists of 190 objective questions carrying a total of 200 marks, with an overall duration of 160 minutes. It includes four major sections — Reasoning Ability & Computer Aptitude, Quantitative Aptitude, General English, and General/Financial Awareness — and each section has a separate time limit. For every correct answer, candidates are awarded one mark, while ¼ mark is deducted for each wrong response as part of the negative marking scheme. Below is the detailed pattern in table format.

To qualify this stage, candidates must secure the minimum aggregate percentage decided by the bank, with a 5% relaxation available for SC, ST, OBC, PwBD, and XS categories. No minimum qualifying marks are prescribed for individual subjects. After evaluation, a State-wise and Category-wise merit list is prepared, and candidates are ranked in descending order based on their aggregate Mains score.

SBI Clerk Negative Marking

In the SBI Clerk 2026 recruitment exam, negative marking is applicable in both Preliminary and Main exams. Candidates must answer carefully to avoid losing marks.

• 1/4th (0.25) of the marks assigned to that question will be deducted.
• No deduction for unanswered or skipped questions.

Those who qualify for the SBI Clerk Mains Exam will be called for Language Proficiency Test. The State Wise Language Proficiency Language is given below.

SBI Clerk Language Proficiency Test (LPT)

The SBI Clerk Local Language Proficiency Test (LLPT) is a qualifying test conducted after candidates have cleared both the Preliminary and Main examinations. It is mandatory only for those candidates who cannot provide valid proof of having studied the specified regional language of their state or union territory in Class 10th or 12th. Candidates who submit appropriate certificates or mark sheets are exempted from this test.

The LLPT assesses a candidate’s ability to read, write, and understand the opted regional language. It typically includes comprehension-based reading passages and written tasks to evaluate practical language proficiency. Candidates who fail to clear the test become ineligible for final appointment, even if they have qualified the Prelims and Mains examinations. Below is the detailed pattern in table format.

SBI Clerk Syllabus 2026

The SBI Clerk syllabus consists of two stages — Prelims and Mains — designed to assess a candidate’s speed, accuracy, and overall aptitude. The Prelims includes English Language, Reasoning Ability, and Numerical Ability, while the Mains further covers Quantitative Aptitude, General/Financial Awareness, Reasoning Ability & Computer Aptitude, and English Language. These subjects evaluate comprehension ability, logical reasoning, basic mathematics, current affairs, and banking-related awareness. Understanding the complete syllabus enables candidates to prioritize topics, plan an effective study strategy, and prepare confidently for both stages of the exam.

SBI Clerk Prelims Pattern

The SBI Clerk preliminary exam is conducted completely online and consists of multiple choice questions asked in three main sections: English Language, Numerical Ability and Reasoning Ability. The time allotted for each section is 20 minutes, making the total time 60 minutes. The exam consists of 100 questions and carries a total of 100 marks. 0.25 marks are deducted for each wrong answer.

SBI Clerk Prelims Syllabus 2026

The SBI Clerk Prelims syllabus forms the first stage of the recruitment process and is qualifying in nature. It includes three key sections—English Language, Numerical Ability, and Reasoning Ability—designed to assess a candidate’s basic aptitude and speed. The exam features 100 objective questions, each carrying 1 mark, and follows a negative marking scheme of 0.25 marks for every wrong response. Understanding the section-wise syllabus helps candidates prepare strategically and improve their performance for the Mains stage.

SBI Clerk Prelims Numerical Ability Syllabus

The Numerical Ability section in the SBI Clerk Prelims exam focuses on testing a candidate’s calculation speed and understanding of basic mathematical concepts. Questions are generally based on topics such as simplification, number series, profit and loss, percentages, averages, and data interpretation. This section requires quick thinking and accuracy, making regular practice essential for improving speed and minimizing calculation errors.

SBI Clerk Reasoning Ability Syllabus

The SBI Clerk Reasoning Ability syllabus is designed to assess a candidate’s logical thinking, analytical approach, and decision-making skills. This section includes questions that test understanding of patterns, relationships, and logical sequences, requiring both accuracy and speed. With a mix of analytical and reasoning-based problems, regular practice of the listed topics helps candidates build confidence and improve performance in the exam.

SBI Clerk Prelims English Language Syllabus

The SBI Clerk Prelims English Language syllabus 2026 focuses on testing a candidate’s reading comprehension, grammar fundamentals, and vocabulary usage. This section includes questions that assess understanding of passages, sentence structure, and common language errors rather than complex rules or calculations.

SBI Clerk Mains Syllabus 2026

After clearing the Prelims stage, candidates appear for the SBI Clerk Mains exam, which is the deciding stage of the selection process. This exam checks how well a candidate understands core subjects and how efficiently they manage time during the test. The Mains syllabus includes sections on General and Financial Awareness, English Language, Quantitative Aptitude, and Reasoning Ability with Computer Aptitude. A clear understanding of each section and its syllabus helps candidates prepare in a focused way and perform better in the final exam.

SBI Clerk Mains Quantitative Aptitude Syllabus

The SBI Clerk Mains Quantitative Aptitude syllabus covers advanced numerical topics and data interpretation questions. This section focuses on testing calculation accuracy, conceptual clarity, and problem-solving ability at a higher level than the Prelims exam. The important topics included in this section are listed below for candidates preparing for the SBI Clerk Mains examination.

SBI Clerk General English Syllabus

The General English section in the SBI Clerk Main exam is designed to assess a candidate’s command over grammar, vocabulary, and reading comprehension. This section focuses on understanding complex passages, correct language usage, and identifying errors in sentences. The table below outlines the key topics included in the SBI Clerk Mains General English syllabus, helping candidates prepare in a structured and focused manner.

SBI Clerk Reasoning Ability Syllabus

The Reasoning Ability & Computer Aptitude section in the SBI Clerk Main exam assesses a candidate’s logical thinking, analytical approach, and basic understanding of computer concepts. Questions in this section are designed to test problem-solving skills, reasoning accuracy, and familiarity with commonly used computer applications. The table below highlights the key topics included in the SBI Clerk Mains Reasoning Ability & Computer Aptitude syllabus to support structured and focused preparation.

SBI Clerk Computer Awareness Syllabus

The Computer Aptitude syllabus for the SBI Clerk exam focuses on assessing a candidate’s basic knowledge of computers and commonly used applications. It includes questions related to fundamental computer concepts, everyday digital tools, and awareness of how computer systems are used in banking and office work.

SBI Clerk Mains Syllabus for General/ Financial Awareness

The SBI Clerk General/Financial Awareness syllabus focuses on current affairs and key topics related to banking, finance, and the economy. This section tests a candidate’s awareness of recent events and financial developments relevant to the banking sector. The important topics covered under the General/Financial Awareness section are listed in the table below.

SBI Clerk Section-wise Expected Number of Questions

In both the SBI Clerk Prelims and Mains exams, the questions are evenly distributed across various topics within each section. Candidates can refer to the table below to get an approximate idea of the number of questions expected from each topic in a section-wise manner.

SBI Clerk Quantitative Aptitude Syllabus

The Quantitative Aptitude section is a crucial part of both the Preliminary and Mains exams in the SBI Clerk recruitment process. It is designed to assess a candidate’s numerical ability, calculation speed, and data interpretation skills. To perform well in this section, candidates must have a strong foundation in basic mathematics and be well-versed in problem-solving techniques.

In the Mains Examination, this section comprises 50 questions, carrying a total of 50 marks, with a sectional time limit of 45 minutes. The questions are more analytical compared to the Prelims, often involving complex calculations and data interpretation sets.

SBI Clerk Reasoning Ability Syllabus

The Reasoning Ability section is an integral part of both the Preliminary and Mains stages of the SBI Clerk recruitment process. This section is designed to test a candidate’s logical thinking, analytical skills, and decision-making ability under time constraints. Success in this section depends on consistent practice, a clear understanding of logic-based problems, and speed in solving puzzles.

In the Mains Examination, the Reasoning Ability section (often combined with Computer Aptitude) comprises 50 questions, carrying a total of 60 marks, with a sectional time limit of 45 minutes. The difficulty level is higher in Mains compared to Prelims, especially with more complex puzzles and analytical reasoning problems.

SBI Clerk English Language Syllabus

The English Language section in the SBI Clerk Prelims and Mains exams plays a vital role in testing a candidate's comprehension ability, grammar knowledge, and vocabulary skills. This section not only evaluates how well candidates understand the language but also their ability to interpret and respond to written information quickly and accurately.

• In the Preliminary Exam, this section consists of 30 questions for 30 marks with a time limit of 20 minutes.
• In the Mains Exam, it includes 40 questions for 40 marks, also with a sectional time limit of 35 minutes.
• There is negative marking of 0.25 marks for each incorrect answer.

SBI Clerk Salary 2026

The SBI Clerk Salary 2026 begins with a basic pay of ₹26,730, which includes two advance increments applicable to graduates. The official salary structure ranges from ₹24,050 to ₹64,480 with periodic increments based on years of service. Along with basic pay, SBI Clerks are entitled to Dearness Allowance, House Rent Allowance, Transport Allowance, and other admissible benefits. The initial in-hand salary is around ₹46,000 per month in metro cities, while it may be slightly lower in non-metro postings. Apart from an attractive salary, the role offers job stability, steady promotions, and multiple allowances, making the SBI Clerk post one of the most sought-after positions among banking aspirants.

SBI Clerk in Hand Salary 2026

The SBI Clerk In-hand salary is calculated after adding all applicable allowances and deducting statutory charges. On average, the monthly in-hand amount ranges between ₹39,000 and ₹40,000 for non-metro postings. In metro cities, the gross salary is around ₹46,000 per month, while the final credited amount depends on deductions such as provident fund, professional tax, and insurance. The salary includes basic pay along with Dearness Allowance, House Rent Allowance, Transport Allowance, and other admissible benefits. Since allowances and deductions vary by place of posting, the exact SBI Clerk In-hand salary may differ. Below the table, the detailed salary breakup is explained clearly.

SBI Clerk Salary Structure 2026

The SBI Clerk salary structure defines the basic pay along with the annual increments at different stages of service. It reflects how the salary grows over time with experience and tenure.

As per the revised norms, the SBI Clerk Salary Structure 2026 is: ₹24,050–1340/3–28,070–1650/3–33,020–2000/4–41,020–2340/7–57,400–4400/1–61,800–2680/1–64,480.

This structured pay scale ensures steady financial growth throughout the career. With regular increments and additional allowances, the overall earnings of an SBI Clerk increase significantly over the years, making the position financially rewarding and stable.

SBI Clerk Salary Increment

SBI Clerk Salary Allowances

In addition to the basic pay, an SBI Clerk (Junior Associate) receives various allowances that enhance their overall salary package. These allowances vary based on the posting location. These allowances include:

• Dearness Allowance (DA)
• House Rent Allowance (HRA)
• Transport Allowance (TA)
• Medical Benefits
• Special Allowance
• Newspaper Allowance
• Furniture Allowance

These allowances also have varied amounts depending upon the location of posting.

SBI Clerk Salary- Perks

Like a normal bank job, the SBI Clerk Salary includes the perks such as stability, financial security, medical insurance, provident fund. Moreover, the fact that the employee gets to work with the central bank(government) is itself a good opportunity.

Another important benefit includes a provident fund, Pension, Medical Leave and Leave fare. Besides, the promotions provided also add credit to the profile.

SBI Clerk Job Profile

• SBI Clerk works included assisting in the creation of interoffice memos and emails.
• The SBI Clerk Job Profile 2026 includes reconciling the department's budget and producing reports.
• Perform general office tasks such as faxing, filing, copying, and scanning.
• Maintaining the filing system in the office and retrieving material from files as needed will be the role of SBI Clerk employees. 
• Complete the necessary paperwork to pay vendor invoices.

SBI Clerk Promotion

The SBI Clerk (Junior Associate) role provides great career growth opportunities for those looking to build a long-term career in banking. Employees can advance within the organization through internal exams, work experience, and performance-based promotions.

An SBI Clerk is eligible to get promotion through two modes:

1. In-cadre Promotion
2. Promotion to Officer cadre

In-Cadre Promotion (Within the Clerical Cadre)

1. Clerks can be promoted to Senior Assistant and then to Special Assistant based on experience and performance.
2. These promotions bring higher salaries and additional benefits but remain within the clerical cadre.

Promotion to Officer Cadre (PO Position - JMGS-I)

SBI clerks can become officers through two main promotion channels:

Fast Track Channel (After 3 Years)

1. Clerks with a minimum of 3 years of service can take an internal written exam and interview.
2. If selected, they are promoted as Trainee Officers (TO) in Junior Management Grade Scale-I (JMGS-I).
3. After completing 2 years of probation, they are designated as Probationary Officers (POs).

Normal Channel (After 6 Years)

• Clerks with 6 years of service can be promoted directly to an officer role based on internal exams and performance.

SBI Clerk Vacancy 2025 Out – 6589 Vacancies Announced

The State Bank of India (SBI) has officially released the SBI Clerk Vacancy 2025 notification for the recruitment of Junior Associates (Customer Support & Sales). A total of 6,589 vacancies have been announced this year, which includes 5,180 regular vacancies and 1,409 backlog vacancies. Candidates can check the detailed state-wise SBI Clerk Vacancy 2025 below.

SBI Clerk Vacancies 2024

SBI has announced 14,191 vacancies for the Junior Associate (Customer Support & Sales) posts in the SBI Clerk 2024 recruitment. Below is the detailed state-wise vacancy distribution.

SBI Clerk Category Wise Vacancies 2024

SBI Clerk Vacancy Trends For 2022 & 2023

For candidates preparing for the SBI Clerk exam, understanding past vacancy trends is essential. The number of vacancies released each year reflects the recruitment needs of the State Bank of India (SBI) and directly impacts cut-off scores, competition level, and overall chances of selection. The table below shows the year-wise SBI Clerk vacancy trends for 2022 and 2023.

SBI Clerk Prelims Cut Off & Result 2025-Out

The State Bank of India (SBI) has officially released the SBI Clerk Prelims Result 2025 along with the state-wise cut-off marks on 4th November 2025. Candidates can check their results by logging in with their Registration Number and Date of Birth on the official website. Candidates who qualified in the prelims will now appear for the SBI Clerk Mains Exam 2025, scheduled to be conducted on 17th November 2025. The final selection will be based solely on the marks obtained in the mains examination, as there is no interview round in the SBI Clerk recruitment process. Check the detailed state-wise cut-off below.

SBI Clerk Mains Result 2024-25

The State Bank of India (SBI) officially released the SBI Clerk Mains Result 2025 on 11th June 2025. Candidates who appeared for the Mains examination can now check their qualifying status and download the result PDF from the official SBI website.

How to Check SBI Clerk Mains Result 2025

Follow these steps to download your result:

1. Visit the official SBI website - sbi.co.in
2. Click on Careers > Join SBI > Current Openings
3. Find the link for SBI Clerk (Junior Associates) Mains Result 2025
4. Download the result PDF
5. Search your Roll Number or Registration Number in the list

SBI Clerk Prelims Result 2025

State Bank of India (SBI) has declared the results of SBI Clerk (Junior Associate) preliminary exam 2025 on March 28, 2025. Candidates who appeared in the preliminary exam can now check their results, scorecard and cut-off marks through the official website of SBI at sbi.co.in.

• Result Declaration: March 28, 2025​
• Vacancies: 14,191 positions for Junior Associates (Customer Support & Sales)​
• Mains Examination Dates: Scheduled for April 10 and 12, 2025​
• Mains Admit Card Release: Expected by April 2, 2025

State-Wise Cut-Off Marks for SBI Clerk Prelims 2025

State Bank of India (SBI) has officially released the state-wise cut-off marks of SBI Clerk (Junior Associate) Prelims Exam 2025 along with the announcement of the preliminary result on March 28, 2025.

SBI Clerk Prelims Cut Off 2024

SBI has released the result of SBI Clerk Preliminary Exam 2023 on its official website on 15th February. Category wise cut-off is given in the table below.

SBI Clerk Mains Cut-Off 2022 Out

The official SBI Clerk Mains Cut-Off 2023 has been released for all states along with the SBI Clerk Mains Score Card 2023 13th of March 2023. SBI Clerk Final Result Examination 2022

SBI Clerk Prelims Cut-Off 2022

SBI Clerk Prelims Cut-Off 2021

SBI Clerk Prelims Cut Off - State-Wise

SBI Clerk Mains Cut Off 2021- State-wise 

All the best for your exam preparation!